Senior Loan Officer - Mission-Driven Lending

ImpactAlpha; Arlington (VA); Hybrid; USD 95,000 - 140,000; Full time

Benefits offered by this job

Hybrid work environment

Competitive compensation

Job summary

Rochdale Capital is seeking a Senior Loan Officer to advance mission-driven lending across small business, nonprofit, commercial real estate, affordable housing, and community development loans.

You will lead underwriting, analyze financial performance, and structure loan transactions while balancing portfolio performance with social impact. The role requires collaboration with borrowers and internal teams throughout the loan lifecycle in a hybrid work setting.

Qualifications

• Bachelor’s degree in Finance, Accounting, Economics, Business, Community Development, Real Estate, or related field.
• 5+ years in commercial lending, underwriting, credit analysis, portfolio management, or community development finance.
• Strong financial analysis skills and ability to evaluate complex financial statements.
• Experience with CDFIs or mission-driven lenders preferred.
• Ability to balance portfolio performance with community impact objectives.

Responsibilities

• Lead loan underwriting and credit analysis for small business, nonprofit, commercial, affordable housing, and community development loans
• Evaluate lending opportunities and assess alignment with the organization’s mission and financial criteria
• Analyze borrower financial performance and prepare comprehensive financial analysis documentation
• Structure loan transactions and develop appropriate terms and conditions
• Prepare detailed credit recommendations for loan approval decisions
• Manage and oversee a portfolio of community development loans
• Conduct credit risk assessments to evaluate potential loan performance
• Manage borrower relationships throughout the complete loan lifecycle
• Present credit recommendations to loan committee or decision-makers
• Monitor portfolio performance and identify early warning indicators
• Ensure compliance with CDFI requirements and lending policies

Skills

Financial analysis

Underwriting

Credit risk assessment

Borrower relationships

Portfolio management

Community development lending

Education

Bachelor’s degree in Finance, Economics, or related field

Job description

Rochdale Capital is seeking a Senior Loan Officer to advance mission-driven lending across small business, nonprofit, commercial real estate, affordable housing, and community development loans.

You will lead underwriting, analyze financial performance, and structure loan transactions while balancing portfolio performance with social impact. The role requires collaboration with borrowers and internal teams throughout the loan lifecycle in a hybrid work setting.