Senior Loan Officer — Impact Lending & Underwriting

African American Alliance of CDFI; Arlington, Northern (VA, KY); Hybrid; USD 95,000 - 125,000; Full time

Benefits offered by this job

Health insurance

Hybrid work environment

Paid time off

Job summary

Rochdale Capital, a CDFI, seeks a mission-driven Senior Loan Officer in Arlington, VA, to lead underwriting, portfolio management, and credit risk assessment. This role focuses on evaluating opportunities, preparing credit memoranda, and guiding borrowers through the lending process to ensure sound decisions and strong portfolio performance.

The ideal candidate has extensive experience in commercial or community development lending, strong financial analysis skills, and a track record of

Qualifications

• Bachelor’s degree in Finance, Accounting, Economics, Business, Community Development, Real Estate, or related field.
• 5+ years of experience in commercial lending, small business lending, affordable housing finance, nonprofit lending, community development finance, credit analysis, underwriting, portfolio management, banking, or related fields.
• Demonstrated experience analyzing financial statements, assessing credit risk, and preparing credit recommendations.
• Experience underwriting and managing commercial, nonprofit, affordable housing, real estate, community development, or small business loans.
• Experience managing borrower relationships throughout the loan lifecycle, from origination through repayment.

Responsibilities

• Develop and maintain relationships with prospective borrowers, existing borrowers, referral partners, community organizations, and other stakeholders.
• Respond to loan inquiries and conduct borrower intake, screening, and prequalification.
• Present loan opportunities, transaction structures, and credit recommendations to management and the Loan Committee.
• Guide applicants through documentation requirements, eligibility criteria, and the lending process.
• Provide technical assistance and advisory support to borrowers to enhance loan readiness and financial capacity.
• Manage the loan portfolio and maintain regular communication with borrowers throughout the life of the loan.

Skills

Financial analysis

Credit risk assessment

Underwriting

Relationship management

Education

Bachelor’s degree (Finance/Accounting/Economics/Business)

Tools

CRM systems

Loan origination platforms

Microsoft Excel

Job description

Rochdale Capital, a CDFI, seeks a mission-driven Senior Loan Officer in Arlington, VA, to lead underwriting, portfolio management, and credit risk assessment. This role focuses on evaluating opportunities, preparing credit memoranda, and guiding borrowers through the lending process to ensure sound decisions and strong portfolio performance.

The ideal candidate has extensive experience in commercial or community development lending, strong financial analysis skills, and a track record of