Retail Loan Officer

Mission Loans, LLC; United States; Remote; USD 60,000 - 120,000; Full time

Benefits offered by this job

Remote work

Uncapped commission earnings

Company-paid marketing and support

Job summary

Mission Loans seeks Remote Retail Loan Officers to join a growing team and client-focused culture. You will self-generate mortgage leads, nurture relationships with realtors and referral partners, and manage the loan process from contact to closing.

You will guide borrowers through credit analyses, product selection, and timely closings, using your knowledge of Conventional, FHA, VA, USDA, and Jumbo programs. Training is provided in a fast-paced, dynamic environment.

Qualifications

• High school diploma or equivalent; Bachelor’s degree preferred.
• Active NMLS license and state licensing.
• Minimum 2 years of recent loan origination in a purchase-driven, self-sourced environment.
• Strong ability to build referral relationships that generate funded volume.
• Knowledge of Conventional, FHA, VA, USDA, and Jumbo products.
• Excellent sales, communication, and relationship-building skills.
• Proficient with loan origination systems and standard business software.
• Highly self-motivated and entrepreneurial; able to work independently.
• Strong organizational skills and ability to manage multiple files and deadlines.
• Training provided for motivated, high-potential candidates.

Responsibilities

• Proactively self-generate mortgage leads through networking and referrals.
• Cultivate a network of realtors, builders, and other sources to drive new business.
• Guide borrowers through the loan process with professional, clear communication.
• Analyze borrower credit, income, and assets to recommend loan products.
• Collaborate with processing, underwriting, and closing teams for timely closings.
• Stay current on mortgage products, guidelines, and market trends.
• Represent the company at community and industry events to grow visibility.

Skills

Sales skills

Communication

Relationship-building

Self-motivation

Organizational skills

Networking

Education

Bachelor’s degree in finance, business, or related field

Active NMLS license

Tools

Loan origination systems (Byte, Encompass)

Job description

Mission Loans is looking for Remote Retail Loan Officers to join our growing team. This is an exciting opportunity for motivated professionals who thrive on building strong relationships with realtors and referral partners, self-generating leads, and managing the loan process from first contact to closing. Whether you’re an experienced licensed originator or a highly driven individual, we are willing to train you and provide the tools, support, and resources to help you grow your business and succeed in a fast-paced, dynamic environment. Your mission is to deliver a best-in-class customer experience by guiding clients through the mortgage process, helping them choose the right loan product, and ensuring on-time closings.

RESPONSIBILITIES

• Proactively self-generate mortgage leads through networking, prospecting, and relationship development.
• Cultivate and maintain a strong network of realtors, builders, and other referral sources to drive new purchase business.
• Guide borrowers through every step of the loan process with professionalism and clear communication.
• Analyze borrower credit, income, and assets to recommend appropriate loan products.
• Collaborate closely with processing, underwriting, and closing teams to ensure timely and compliant loan closings.
• Stay current on mortgage products, lending guidelines, and market trends.
• Represent the company at community and industry events to expand visibility and grow your referral network.

QUALIFICATIONS

• High school diploma or equivalent required; Bachelor’s degree in finance, business, or related field preferred.
• Active NMLS license and all required state licensing.
• Minimum 2 years of recent loan origination experience in a purchase-driven, self-sourced environment.
• Proven ability to build and maintain referral relationships that consistently generate funded volume.
• Strong understanding of Conventional, FHA, VA, USDA, and Jumbo products.
• Excellent sales, communication, and relationship-building skills.
• Proficient in loan origination systems (e.g., Byte, Encompass, or similar) and standard business software.
• Highly self-motivated and entrepreneurial — thrives working independently, managing daily activities, and driving results without direct supervision.
• Strong organizational skills with the ability to prioritize multiple files and meet deadlines in a fast-paced environment.
• Experience preferred but not required; training provided for motivated, high-potential candidates.

WHAT WE OFFER

• Competitive commission-based compensation plan with high earning potential.
• Access to a broad portfolio of loan products and competitive pricing.
• Company paid marketing and operational support to help you scale your business.
• Strong, collaborative company culture focused on growth and customer experience.
• Industry
• Backed by exceptional operations support that ensures every file moves seamlessly from first touch to closing, fast, accurate, and always on time.
• Dedicated, company-paid marketing partner- an assigned expert to help you scale your business with open house materials, drip campaigns, text messaging, social media content, websites, co-branded resources, and more!
• Pre-qualification without impact- our soft credit pulls let you evaluate borrowers without affecting their credit score, helping you provide faster, more accurate guidance.

*This is a Commission-only position offering unlimited earning potential.

Mission Loans, LLC., is proud to be an Equal Opportunity Employer. Mission Loans does not discriminate based on race, color, gender, disability, veteran status, military status, religion, age, creed, national origin, sexual identity or expression, sexual orientation, marital status, genetic information, or any other basis prohibited by local, state, or federal law.