Senior Life Underwriting Consultant (Complex Risk)

Aon plc; Plymouth (MN); Hybrid; USD 87,000 - 110,000; Full time

Benefits offered by this job

PTO and paid holidays

401(k) with match

Health & wellness programs

Job summary

NFP, an Aon company, seeks an experienced life insurance underwriter to solve complex cases and influence outcomes beyond traditional underwriting. You will partner with advisors, carrier underwriters, and internal teams to evaluate and position high-value cases, develop creative strategies, and advocate for clients in difficult medical, financial, or impaired-risk scenarios.

This role blends technical underwriting with relationship management, thought leadership, and training.

Qualifications

• College degree required; advanced degree preferred.
• Minimum 8–10 years of progressive underwriting experience.
• Life underwriting licenses and certifications pursued (Life Health License; FALU; CLU preferred).

Responsibilities

• Serve as senior underwriting consultant on complex life cases.
• Evaluate risk factors and develop case-specific strategies to optimize outcomes.
• Build relationships with advisors, carrier underwriting teams, and internal stakeholders.
• Guide cases through underwriting with evidence collection and clear communication.
• Advise on carrier strengths, underwriting philosophies, and marketplace opportunities.

Skills

Life underwriting

Impaired risk

Relationship management

Negotiation

Communication skills

Leadership

Education

College degree

Advanced degree

Job description

NFP, an Aon company, seeks an experienced life insurance underwriter to solve complex cases and influence outcomes beyond traditional underwriting. You will partner with advisors, carrier underwriters, and internal teams to evaluate and position high-value cases, develop creative strategies, and advocate for clients in difficult medical, financial, or impaired-risk scenarios.

This role blends technical underwriting with relationship management, thought leadership, and training.