Senior Life Underwriting Consultant: Complex Cases

NFP, an Aon company; Minneapolis (MN); On-site; USD 87,000 - 110,000; Full time

Benefits offered by this job

Competitive salary

PTO & paid holidays

401(k) with match

Health & wellness programs

Job summary

NFP, an Aon company, is seeking an experienced senior life underwriting consultant to evaluate and position complex cases, influence outcomes, and partner with advisors, carrier underwriters, and internal teams. You will develop creative underwriting strategies and advocate for clients in challenging medical or financial scenarios.

The role blends technical underwriting expertise with relationship management and thought leadership, contributing to best practices across the organization and

Qualifications

• College degree required
• Advanced degree a plus
• Minimum 8-10 years of progressive underwriting experience
• Life Health License
• Completion of FALU required, actively pursuing CLU is preferred.

Responsibilities

• Serve as a senior underwriting consultant and subject matter expert on complex and impaired-risk individual life coverage cases.
• Evaluate underwriting risk factors and develop case-specific strategies that optimize carrier placement and client outcomes.
• Build and maintain positive relationships with advisors, carrier underwriting teams, and internal stakeholders to support business growth and service excellence.
• Guide cases through the underwriting process by coordinating evidence collection, resolving technical issues, and facilitating communication among all parties.
• Advocate for favorable underwriting outcomes through carrier negotiations, reconsiderations, and strategic case positioning.
• Provide expertise on carrier underwriting philosophies, risk appetites, and marketplace opportunities to support advisor decision-making.
• Contribute thought leadership through industry presentations, advisor education, process improvements, and collaboration with Wealth Transfer leadership.
• Support organizational objectives through operational excellence, change leadership, accurate system utilization, and adherence to NFP values and standards.

Job description

NFP, an Aon company, is seeking an experienced senior life underwriting consultant to evaluate and position complex cases, influence outcomes, and partner with advisors, carrier underwriters, and internal teams. You will develop creative underwriting strategies and advocate for clients in challenging medical or financial scenarios.

The role blends technical underwriting expertise with relationship management and thought leadership, contributing to best practices across the organization and