Senior Lending Executive — Consumer & Mortgage

HawaiiUSA FCU; Honolulu (HI); On-site; USD 127,000 - 159,000; Full time

Benefits offered by this job

Health insurance premiums covered

Paid time off

Tuition assistance

Volunteer time

Job summary

HawaiiUSA Federal Credit Union in Honolulu, HI seeks a VP Consumer and Real Estate Lending to oversee consumer and mortgage lending operations, develop strategies, policies, and training, and ensure underwriting compliance. You will lead staff, drive efficiency, and collaborate with audits and marketing initiatives.

The role requires four years in consumer/mortgage lending with supervisory experience; a Bachelor's degree is preferred. Compensation is competitive and commensurate with experience.

Qualifications

• Four years progressive consumer and mortgage lending experience (or comparable experience with the lending field) with at least two years in a supervisory capacity
• Business (Bachelor's degree) preferred

Responsibilities

• Manage staff, workflow and productivity of the department (staffing, scheduling, evaluating, coaching, mentoring, career pathing, disciplining, training, equipping).
• Develop and implement consumer and mortgage loan products, policies, guidelines and procedures, in meeting our members' needs.
• Manage and work with staff in providing Consumer and Mortgage related credit decisions in accordance with Credit Union underwriting guidelines.
• Continually seek to develop and implement departmental initiatives to increase operational efficiencies and effectiveness.
• Coordinate training to develop branch and departmental employees and to assure proper dissemination of program and compliance rules and regulations
• Actively meet with direct reports to keep them informed and to build esprit de corps within the department.
• Participate in and respond to audits and examinations, all related inquiries, requests, and report findings for the department.
• Ensure the completion and quality of consumer and mortgage loan documentation (including Home Mortgage Disclosure Act (HMDA) data) is maintained for the safety and legal requirements of the Credit Union.
• Recommend salary adjustments, lending authority, promotions, disciplinary actions, discharges, and other personnel related needs, actions, or activities.
• Keep abreast of current loan programs, lending trends, and changes in the secondary market guidelines and regulations
• Responsible for assisting in marketing campaigns to expand and/or preserve the loan portfolio in an effort to meet or exceed lending goals and initiatives.
• Maintain an active Nationwide Mortgage Licensing System (NMLS) number.
• Perform other duties as assigned.

Skills

Product and Technical Knowledge

Technical Writing

Banking Regulations

Consumer Lending Regulations

Initiative

Mortgage Regulations

Achievement Orientation

Attention to Detail

Analytical Thinking

Confidentiality

Microsoft Office 365

Teamwork

Education

Bachelor's degree in Business

Job description

HawaiiUSA Federal Credit Union in Honolulu, HI seeks a VP Consumer and Real Estate Lending to oversee consumer and mortgage lending operations, develop strategies, policies, and training, and ensure underwriting compliance. You will lead staff, drive efficiency, and collaborate with audits and marketing initiatives.

The role requires four years in consumer/mortgage lending with supervisory experience; a Bachelor's degree is preferred. Compensation is competitive and commensurate with experience.