Senior Lender

Loxo; Marshfield (WI); On-site; USD 85,000 - 125,000; Full time

Benefits offered by this job

Health insurance

401(k) plan with employer match

Employee Stock Ownership Plan (ESOP)

PTO and paid holidays

Tuition reimbursement

Job summary

Partners Bank of Wisconsin, headquartered in Marshfield, is seeking a Senior Lender to lead its commercial lending operations. You will develop and manage client relationships, drive loan growth, and maintain credit quality in a relationship-based banking environment.

The role requires evaluating loan requests, structuring deals within policy, and supervising lending staff while collaborating with credit administration.

Qualifications

• Bachelor’s degree in business, finance, accounting, or related field.
• 5–8 years of experience in commercial and/or consumer lending with credit analysis and portfolio management.
• Experience with loan committees, regulatory compliance, and problem loan management preferred.
• Strong communication and interpersonal skills to professionally represent the Bank.
• Thorough knowledge of lending practices, regulatory requirements, and compliance standards.
• Ability to exercise sound judgment and uphold Bank policies.
• Strong organizational and customer service skills and community involvement.

Responsibilities

• Model the Bank’s values and community-focused banking.
• Evaluate loan applications by financial information and risk review.
• Structure, negotiate, and approve loans within authority and policy.
• Manage and monitor loan portfolios, renewals, and past-due collections.
• Partner with credit administration and loan operations for underwriting and servicing.
• Prepare loan requests and portfolio reports for committees/board.
• Ensure compliance with lending policies and regulations.
• Develop new business relationships through prospecting and referrals.
• Supervise lending staff and support cross-department needs.

Skills

Credit analysis

Relationship development

Regulatory compliance

Communication skills

Risk management

Lending knowledge

Education

Bachelor’s degree in business/finance/accounting

Job description

Wipfli is assisting our client, Partners Bank of Wisconsin, with the recruitment of a Senior Lender. This role presents an opportunity to join a well‑established, independent community bank serving Central Wisconsin communities through relationship-based banking and a tradition of trusted local partnerships. Headquartered in Marshfield with locations in Spencer and Stratford, Partners Bank combines more than a century of banking history with a strong commitment to customer service and community involvement.

The Senior Lender will play a key leadership role in the Bank’s commercial lending operations, with responsibility for business development, portfolio management, and building long‑term relationships with business customers. This position will collaborate closely with executive leadership to support loan growth, credit quality, and the Bank’s continued financial strength while upholding the customer focused culture that defines Partners Bank.

Principal Duties and Responsibilities:

• Model the Bank’s values and commitment to relationship based, community focused banking
• Evaluate loan applications by analyzing financial information, credit history, collateral, and overall risk.
• Structure, negotiate, and approve loans within established lending authority and Bank policy.
• Manage and monitor assigned loan portfolios, including renewals, covenant compliance, and collection of past due accounts.
• Partner with credit administration and loan operations to ensure efficient underwriting, documentation, and servicing.
• Prepare and present loan requests and portfolio reports to the Officer Loan Committee and/or Board of Directors.
• Ensure compliance with lending policies, documentation standards, and applicable federal and state regulations.
• Support sound risk management practices, including maintaining asset quality, risk ratings, and adherence to the Bank’s risk appetite.
• Stay current on lending laws, regulations, and government loan programs (e.g., WHEDA, FSA/FMHA, VA, SBA).
• Develop new business relationships through prospecting, referrals, cross selling, and community involvement.
• Serve as a trusted advisor to customers by providing guidance on business and financial matters.
• Participate in Bank committees, strategic planning efforts, and special projects as assigned.
• Supervise, mentor, and support lending staff, including hiring, training, performance reviews, and professional development.
• Support Bank operations and customer service needs across departments as necessary.
• Perform other duties as assigned.

Knowledge, Skills, and Abilities:

• Bachelor’s degree in business, finance, accounting, or a related field, or an equivalent combination of education and experience.
• Minimum of 5–8 years of experience in commercial and/or consumer lending, with demonstrated responsibility for credit analysis, loan approvals, portfolio management, and customer relationship development.
• Prior experience working with loan committees, regulatory compliance, and problem loan management preferred.
• Strong communication and interpersonal skills with the ability to professionally represent the Bank.
• Thorough knowledge of lending practices, regulatory requirements, and compliance standards.
• Ability to exercise sound judgment, maintain effective controls, and uphold Bank policies.
• Strong organizational and customer service skills, with the ability to support departmental needs and contribute to community involvement.
• Reliable attendance and flexibility to support the responsibilities of a senior leadership role.

At Partners Bank, they invest in their employees by offering a comprehensive benefits package that supports your health, financial well-being, work-life balance, and professional growth. Eligible employees may enjoy:

• Health insurance with employer premium contributions for full‑time employees and family coverage options
• Health Savings Account (HSA) contributions to help manage healthcare expenses
• Dental insurance with employer-paid premium support
• Employer-paid life and AD&D insurance coverage
• Employer-paid long‑term disability insurance
• 401(k) retirement plan featuring employer contributions, profit sharing, and matching opportunities
• Employee Stock Ownership Plan (ESOP) participation
• Paid Time Off (PTO) and paid holidays
• Wellness reimbursement for eligible fitness‑related expenses
• Tuition reimbursement and support for education, seminars, and professional development
• Paid time for blood donation and volunteer incentive opportunities
• Employee banking benefits, including free checking and savings accounts, safe deposit box, money orders, and loan discount opportunities

If you are a relationship‑driven leader who believes in long‑term customer success and would like to learn more about this opportunity.

Partners Bank is an Equal Opportunity Employer