Senior Lead Software Architect – AI-Driven FinTech Platforms

JPMorganChase; Wilmington (DE); On-site; USD 140,000 - 200,000; Full time

Benefits offered by this job

Comprehensive health care coverage

On-site health and wellness centers

Retirement savings plan

Backup childcare

Tuition reimbursement

Mental health support

Financial coaching

And more

Job summary

JPMorgan Chase in the United States seeks a Senior Lead Software Engineer within Consumer and Community Banking to architect and deliver high-quality solutions across software applications and platform products. You will drive architectural decisions, own end-to-end designs, and guide teams to ensure scalability, security, and maintainability.

The role requires deep experience with microservices, APIs, cloud-native patterns, and AI-assisted engineering tools, plus strong collaboration with

Qualifications

• Formal training or certification on software engineering concepts and 5+ years applied experience.

Responsibilities

• Provide technical leadership and direction to product and engineering teams to deliver outcomes aligned to business priorities.
• Own end-to-end solution and product architecture for key initiatives, including target-state designs, integration patterns, APIs, and data flows aligned to enterprise standards.
• Drive architectural decisions and trade-offs across security, resiliency, performance, cost, and time-to-market; manage dependencies and technical risk.
• Translate product capabilities into scalable system designs, APIs, and data models with clear non-functional requirements.
• Establish and govern reference architectures, design patterns, and reusable components to accelerate delivery, consistency, and reuse across teams.
• Partner with product management to shape the roadmap, influence product design, and prioritize architectural investments and technical debt reduction.
• Guide solution design and implementation across teams, conducting design and code reviews as needed to ensure architectural consistency, quality, and maintainability.
• Drive adoption and governance of approved AI-assisted engineering practices to improve code quality, delivery speed, and operational outcomes (e.g., code review/refactoring, test acceleration, release readiness, incident/root-cause analysis), including measurable validation standards and SDLC/TLM automation.
• Apply deep SDLC/toolchain knowledge (CI/CD, testing, automation, observability, and approved AI-assisted capabilities) to increase value realized from automation at scale.
• Serve as a function-wide subject matter expert in one or more focus areas and contribute to the engineering community by advocating firmwide frameworks, tools, and SDLC practices.

Skills

Software architecture

Microservices

APIs

Event-driven architectures

Cloud-native engineering

AWS

Java

Python

React

AI-assisted engineering tools

Tools

Kafka

CI/CD tooling

AI-assisted engineering tools

Job description

JPMorgan Chase in the United States seeks a Senior Lead Software Engineer within Consumer and Community Banking to architect and deliver high-quality solutions across software applications and platform products. You will drive architectural decisions, own end-to-end designs, and guide teams to ensure scalability, security, and maintainability.

The role requires deep experience with microservices, APIs, cloud-native patterns, and AI-assisted engineering tools, plus strong collaboration with