Senior Lead, Risk Analytics & Pricing Strategy (Hybrid)

Bridgecrest; Tempe (AZ); Hybrid; USD 120,000 - 180,000; Full time

Benefits offered by this job

Hybrid work model

Medical, dental, and vision

401K

Life insurance

Short and long-term disability

Tuition reimbursement

Wellness program

In-house gym

Job summary

Bridgecrest in Tempe, AZ seeks an Assistant Director, Risk Analytics to optimize loan pricing and origination risk strategies. You will lead a team of analysts, shape pricing frameworks, and collaborate with Product, Data Science, Technology, Finance, and Operations to improve profitability across the portfolio.

The role requires strong quantitative skills, 5+ years of analytics experience, and a track record of translating data into actionable business strategies.

Qualifications

• Bachelor's or master's degree in a quantitative field such as economics, finance, statistics, engineering, or related hard science discipline.
• 5+ years of analytics experience (financial services industry preferred).
• Strong understanding of data sources/warehouses, data mining and data analysis techniques preferably in SQL, R, Java, or Python programming languages.
• Exceptional problem-solving skills, collaborative teamwork, intellectual horsepower, curiosity, initiative, and attention to detail.
• Extensive experience using analysis to drive strategy, with consumer credit risk management experience being a plus.
• Extensive experience performing data analysis and summarizing findings in executive-level presentations.
• Ability to simplify complexity and communicate statistical and analytical concepts and findings to executive, operational, and technical audiences with appropriate levels of detail.
• Experienced project manager able to lead multiple initiatives simultaneously.

Responsibilities

• Design, enhance, and modernize loan pricing strategies that balance growth, risk, and profitability.
• Leverage advanced quantitative and financial modeling to identify opportunities for improved pricing, segmentation, and risk-adjusted returns.
• Translate ambiguous or emerging data into clear insights and executable pricing strategies.
• Support and enhance origination decisioning frameworks, risk segmentation strategies, and pricing logic across the customer lifecycle.
• Evaluate and integrate third-party data sources and analytical tools to strengthen risk assessment and pricing accuracy.
• Identify opportunities to improve approval rates, customer flow, and loan performance through data-driven experimentation and analysis.
• Lead, develop, and mentor a team of high-performing analysts, fostering a culture of curiosity, accountability, and continuous improvement.
• Independently drive multiple high-impact initiatives from concept through execution.
• Frequently present analytical findings and strategic recommendations to senior and executive leadership.
• Partner cross-functionally with Retail, Marketing, Supply Chain, Finance, IT, Data Science, and Operations to implement scalable, enterprise-wide solutions.

Skills

Analytics

Leadership

SQL

Python

Forecasting

Education

Bachelor's/Master's in a quantitative field

Tools

R

Java

Python

SQL Databases

Job description

Bridgecrest in Tempe, AZ seeks an Assistant Director, Risk Analytics to optimize loan pricing and origination risk strategies. You will lead a team of analysts, shape pricing frameworks, and collaborate with Product, Data Science, Technology, Finance, and Operations to improve profitability across the portfolio.

The role requires strong quantitative skills, 5+ years of analytics experience, and a track record of translating data into actionable business strategies.