Senior Injury Adjuster

Alphastaff 3, Inc.; Phoenix, Northern (AZ, KY); Hybrid; USD 64,000 - 90,000; Full time

Benefits offered by this job

Best-in-class benefits

Medical, dental and vision plans

401(k), pension

Life insurance

Paid time off + holidays

Job summary

Alphastaff 3, Inc. is seeking an Inside Senior Injury Adjuster in the Phoenix area. The role handles attorney-involved, moderately complex injury and auto claims, including coverage decisions, liability assessment, and thorough investigations to ensure accurate adjudication.

Hybrid work arrangement: on-site 3 days/week in Phoenix and 2 days remote. Requires 2+ years auto claims adjusting and 1+ year injury adjusting, with a license within 90 days.

Qualifications

• Has 2+ years auto claims adjusting experience.
• Has 1+ year injury adjusting experience.
• Understands auto claims contracts and state laws.
• Strong negotiation, investigation and communication skills.
• Ability to manage time and prioritize tasks.
• Knowledge of anatomy and medical terminology related to bodily injury.

Responsibilities

• Adjusts attorney-involved, moderately complex claims and auto property damage.
• Identifies coverage decisions and liability for soft tissue injuries.
• Investigates, evaluates, negotiates and adjudicates claims per guidelines.
• Communicates status and outcomes to customers and stakeholders.
• Collaborates with vendors and internal partners to resolve claims.
• Supports CAT response and on-call duties as needed.
• Works various types of claims, potentially beyond standard duties.
• Ensures risk controls per policies and procedures.

Skills

Auto claims adjusting

Injury adjusting

Negotiation

Investigation

Time management

Communication

Anatomy/medical terminology

Licensing readiness

Education

High School Diploma or GED

Bachelor's degree or higher

Job description

A client of AlphaStaffHCM is searching for an Inside Senior Injury Adjuster. This insurance client empowers customers to achieve financial security through highly competitive products, exceptional service and trusted advice.

Job Description

As a dedicatedSr. Injury Adjuster, you will be responsible to adjust attorney-involved, moderately complex claims or moderately complex to include confirming coverage, determining liability, investigating, evaluating, negotiating, and adjudicating claims in compliance with state laws and regulations. Responsible for delivering a concierge level of best-in-class customer service through setting appropriate expectations, proactive communications, advice, and empathy.

Key Responsibilities:

• Adjusts attorney-involved soft tissue and moderately complex claims with injuries (e.g., torn meniscus, broken bones, disc herniations) and claims, as well as some auto physical damage associated with those claims.
• Identifies, confirms, and makes coverage decisions on soft tissue and moderately complex bodily injury claims.
• Investigates loss details, determines legal liability, evaluates, negotiates, and adjudicates claims appropriately and timely; within appropriate authority guidelines with clear documentation to support accurate outcomes.
• Prioritizes and manages assigned claims workload to keep customers and other involved parties informed, provides timely claims status updates.
• Collaborates and supports team members to resolve issues and identify appropriate matters for escalation.
• Partners with and/or directs vendors and internal business partners to facilitate timely claims resolution.
• Delivers a best-in-class customer service experience by setting appropriate expectations and proactive communication.
• Supports workload surges and catastrophe (CAT) response operations as needed, including mandatory on-call dates and potential evening, weekend, and/or holiday work outside normal work hours.
• May be assigned CAT deployment travel with minimal notice during designated CATs.
• Works various types of claims, including ones of higher complexity, and may be assigned additional work outside normal duties as needed.
• Ensures risks associated with business activities are effectively identified, measured, monitored, and controlled in accordance with risk and compliance policies and procedures.

Must Have Qualifications:

• High School Diploma or General Equivalency Diploma.
• 2+ years of auto claims adjusting experience.
• 1+ year of injury adjusting experience.
• Proficient knowledge and understanding of the auto claims contract, investigation, evaluation, negotiation, and accurate adjudication of claims as well as application of case law and state laws and regulations.
• Proficient negotiation, investigation, communication, and conflict resolution skills.
• Demonstrated time-management and decision-making skills.
• Proven investigatory, prioritizing, multi-tasking, and problem-solving skills.
• Proficient knowledge of human anatomy and medical terminology associated with bodily injury claims.
• Ability to exercise sound financial judgment and discretion in handling insurance claims.
• Proficient knowledge of coverage evaluation, loss assessment, and loss reserving.
• Acquisition and maintenance of insurance adjuster license within 90 days and 3 attempts.
• This role does not provide visa sponsorship now or in the future.

Nice to Have Qualifications

• 4 or more years auto liability/casualty adjusting experience.
• Ongoing professional development with a focus on Insurance
• Bachelors degree or higher

Location:

Hybrid: 3 days per week on-site in the Phoenix area and 2 days work-from-home .

Compensation and Perks

• Salary range: $64,000 - $90,000
• Best-in-class benefits to support their physical, financial, and emotional wellness
• Comprehensive medical, dental and vision plans, 401(k), pension, and life insurance
• Parental benefits, adoption assistance, paid time off program with paid holidays plus 16 paid volunteer hours, and various wellness programs
• Career path planning and continuing education to assist employees with their professional goals

Disclaimers: AlphaStaff, Inc. and the Client are equal employment opportunity employers and do not discriminate against any applicant or employee based on race, color, sex, sexual orientation, gender identity, religion, national origin, age, past or present military service, disability, genetic information, or any other basis protected by applicable federal, state, or local laws.