Injury Adjuster

Alphastaff 3, Inc.; Colorado Springs, Northern (CO, KY); Hybrid; USD 60,000 - 85,000; Full time

Job summary

Alphastaff 3, Inc. seeks an Injury Adjuster to support non-attorney involved soft tissue bodily injury claims. You will confirm coverage, investigate losses, evaluate damages, negotiate settlements, and adjudicate claims in line with state laws.

You will deliver best-in-class service with proactive communication, working with internal teams, vendors and partners. Hybrid role with in-office presence 3 days per week; relocation not available.

Qualifications

• High school diploma or GED required.
• Minimum 1 year of injury or auto liability adjusting experience.
• Knowledge of auto claims contracts, coverage evaluation, investigation, negotiation, and adjudication.
• Familiarity with state insurance laws and regulations.
• Strong negotiation, investigation, communication and conflict resolution skills.
• Ability to prioritize, multitask and solve problems effectively.
• Sound financial judgment and discretion in claim handling.
• Knowledge of coverage evaluation, loss assessment and loss reserving.
• Ability to obtain insurance adjuster licenses within 90 days (up to 3 attempts).
• Currently in Senior Auto Adjuster / Complex role; 2+ years auto casualty adjusting.
• Experience handling total loss claims.

Responsibilities

• Adjust non-attorney involved soft tissue bodily injury claims and related auto physical damage exposures.
• Identify, confirm, and make coverage decisions per policy terms and state regulations.
• Investigate loss details, determine liability, evaluate damages, negotiate settlements, adjudicate claims.
• Document claim activity clearly to support compliant outcomes.
• Provide guidance to members on next steps, timelines, and expectations.
• Deliver concierge-level member service with proactive communication.
• Collaborate with teams, vendors and partners to resolve issues.
• Manage claims of varying complexity and support workload surges.
• Participate in CAT response and on-call periods; may require after-hours travel.
• Identify, measure, monitor and control risks in claims handling.

Skills

Injury adjusting

Auto liability adjusting

Negotiation

Investigation

Communication

Conflict resolution

Multitasking

Financial judgment

Education

High School Diploma or GED

Job description

A client of AlphaStaffHCM is seeking an Injury Adjuster to support non-attorney involved soft tissue bodily injury claims. This role is responsible for confirming coverage, determining liability, investigating losses, evaluating damages, negotiating settlements, and adjudicating claims in compliance with applicable state laws and regulations.

The Injury Adjuster delivers a concierge-level, best-in-class member experience through proactive communication, setting clear expectations, and timely claim resolution. This role collaborates closely with internal teams, vendors, and business partners while managing varying levels of claim complexity.

Key Responsibilities

• Adjust non-attorney involved soft tissue bodily injury claims, including related auto physical damage exposures
• Identify, confirm, and make coverage decisions in accordance with policy terms and state regulations
• Investigate loss details, determine legal liability, evaluate damages, negotiate settlements, and adjudicate claims within assigned authority
• Document claim activity clearly and thoroughly to support accurate and compliant outcomes
• Provide guidance to members regarding next steps, timelines, and claim expectations
• Deliver a best-in-class member service experience through proactive communication and responsiveness
• Collaborate with team members to resolve issues and escalate matters appropriately
• Partner with vendors and internal business partners to facilitate timely claim resolution
• Manage claims of varying complexity and support workload surges as needed
• Participate in catastrophe (CAT) response operations, including mandatory on-call periods and potential evening, weekend, or holiday work
• Support CAT deployment travel with minimal notice during designated events
• Identify, measure, monitor, and control risks associated with claims handling activities
• Perform other duties as assigned
• Hybrid position requiring in-office presence 3 days per week
• Position may be based in one of the following locations:
• Phoenix, AZ
• Chesapeake, VA
• Tampa, FL
• Typical schedule: Monday - Friday, 9:00 a.m. - 5:30 p.m. (local office time)
• Mandatory training required (schedule to be determined)
• Relocation assistance is not available

Must-Have Qualifications

• High School Diploma or General Equivalency Diploma (GED)
• Minimum 1 year of injury adjusting or auto liability adjusting experience, including highly complex vehicle physical damage claims (e.g., multi-vehicle, non-owned vehicle, or total loss claims)
• Working knowledge of auto claims contracts, coverage evaluation, investigation, negotiation, and claim adjudication
• Familiarity with applicable case law and state insurance laws and regulations
• Strong negotiation, investigation, communication, and conflict resolution skills
• Proven ability to prioritize, multitask, and solve problems effectively
• Demonstrated sound financial judgment and discretion in claim handling
• Knowledge of coverage evaluation, loss assessment, and loss reserving
• Ability to acquire and maintain required insurance adjuster licenses within 90 days (up to 3 attempts)
• Currently in a Senior Auto Adjuster / Complex role
• 1+ year of experience as a Complex Senior Auto Adjuster
• 2+ years of auto liability or casualty adjusting experience, including complex or multi-vehicle claims
• Experience handling total loss claims

AlphaStaff, Inc. and the Client are equal employment opportunity employers and do not discriminate against any applicant or employee based on race, color, sex, sexual orientation, gender identity, religion, national origin, age, past or present military service, disability, genetic information, or any other basis protected by applicable federal, state, or local laws.