Fraud & Dispute Risk Data Scientist

Chime; Chicago (IL); Hybrid; USD 109,000 - 150,000; Full time

Benefits offered by this job

Four days in-office policy

Wellness stipend

Generous PTO and paid days off

Parental leave support

Job summary

Chime is seeking a data-driven Risk Analyst in Chicago to reduce fraud losses and protect our members. You will analyze fraud trends, investigate cases, and work closely with Product, Engineering, Data Analytics, Operations, and member Experience to drive better risk decisions.

The role emphasizes building actionable dashboards, applying AI/automation to workflows, and clear documentation of findings for stakeholders.

Qualifications

• 2+ years of analytical experience, preferably in financial services or fintech.
• 2+ years in Fraud, Compliance, Risk, Investigations, or related field; case-review experience is a plus.
• Strong SQL and data manipulation; proficient Google Sheets; Python is a plus.

Responsibilities

• Analyze fraud and loss trends, quantify drivers, and identify opportunities to reduce losses while minimizing friction.
• Investigate fraud and dispute cases from intake to resolution, documenting evidence and recommended next steps.
• Improve processes and automation by applying AI and automation to workflows with senior review.
• Build dashboards and reports to monitor risk and member experience metrics.
• Collaborate with product, engineering, data analytics, and operations on ad hoc requests.

Skills

SQL

Google Sheets

Python

Education

Bachelor's or Master's in a quantitative field (engineering, statistics, mathematics, economics)

Job description

Chime is seeking a data-driven Risk Analyst in Chicago to reduce fraud losses and protect our members. You will analyze fraud trends, investigate cases, and work closely with Product, Engineering, Data Analytics, Operations, and member Experience to drive better risk decisions.

The role emphasizes building actionable dashboards, applying AI/automation to workflows, and clear documentation of findings for stakeholders.