Senior Fraud Strategy Analyst

Bluevine; Salt Lake City (UT); On-site; USD 120,000 - 170,000; Full time

Benefits offered by this job

Health coverage

401K with 3% match

PTO and holidays

Mental health benefits

Wellness stipend

WFH stipend

Parental leave

Job summary

Bluevine is seeking a Fraud Strategy Analyst in Salt Lake City who will identify fraud trends and implement strategic solutions to mitigate losses. You will partner with risk, analytics, product, and operations to obtain data, assess tradeoffs, and present findings to executives.

The role requires 5+ years in risk/fraud analytics, strong SQL/Python skills, and a solid understanding of ACH, RDC, and debit card operations. Competitive health benefits and 401K are offered.

Qualifications

• 5+ years in risk or fraud analytics.
• Experience with cross-functional teams.
• Strong communication with executives.
• Knowledge of ACH, RDC, Bill Pay, and Debit Card.

Responsibilities

• Serve as a Fraud Strategy Analyst focused on identifying ongoing fraud trends and implementing tactical and strategic solutions to mitigate future losses and negative client impact.
• Work cross-functionally with risk operations, risk analytics, business operations, product, and business unit leaders to understand different viewpoints, obtain data to make tradeoff decisions, and then conduct own independent analysis of possible courses of action.
• Develop presentations and present analysis and recommendations in a clear, concise, and compelling way for a variety of audiences including executives, committee members, and operational leaders.
• Conduct independent analysis of fraud management solutions, both internally developed and external providers, to understand trade offs between client impact and fraud prevention.
• Research best practices for Fraud organizations and recommend implementations that work for Bluevine.
• Work with fraud and payments operations to understand ongoing fraud trends and translate that into actionable items with short, medium, and long term solutions.
• Research and present out of the box solutions to limit fraud risk across DDA and a variety of credit products while maximizing revenue and minimizing customer friction.
• Leverage excel, SQL, and python or similar tools for quantitative analysis.

Skills

Fraud strategy

Analytics

SQL

Python

Excel

Cross-functional collaboration

Presentation skills

Risk management

Education

Bachelor's degree

Tools

PowerPoint

Excel

SQL

Python

Job description

Bluevine is the largest small business banking platform in the U.S., redefining how entrepreneurs manage their money. We create modern financial solutions, from checking and lending to payments and beyond, designed to help small business owners grow, thrive, and take control of their financial future. Our best-in-class technology, advanced security, and deep understanding of the small business community give our customers the confidence to focus on what they do best.

Since 2013, we’ve supported more than 750,000 small businesses nationwide. Backed by leading investors like Lightspeed Venture Partners, Menlo Ventures, 83North, and Citi Ventures, our 500+ person global team shares one mission: to give small businesses the financial tools they need to succeed.

We’re innovators driven by big ideas, collaboration, and real impact. Here, you’ll have the freedom to take ownership, grow your career, and make a difference for small business owners across America. Ready to shape what’s next?

WHAT YOU'LL DO:

• Serve as a Fraud Strategy Analyst focused on identifying ongoing fraud trends and implementing tactical and strategic solutions to mitigate future losses and negative client impact.


• Work cross-functionally with risk operations, risk analytics, business operations, product, and business unit leaders to understand different viewpoints, obtain data to make tradeoff decisions, and then conduct own independent analysis of possible courses of action.


• Develop presentations and present analysis and recommendations in a clear, concise, and compelling way for a variety of audiences including executives, committee members, and operational leaders.


• Conduct independent analysis of fraud management solutions, both internally developed and external providers, to understand trade offs between client impact and fraud prevention.


• Research best practices for Fraud organizations and recommend implementations that work for Bluevine.


• Work with fraud and payments operations to understand ongoing fraud trends and translate that into actionable items with short, medium, and long term solutions.


• Research and present out of the box solutions to limit fraud risk across DDA and a variety of credit products while maximizing revenue and minimizing customer friction.


• Leverage excel, SQL, and python or similar tools for quantitative analysis.

WHAT WE LOOK FOR:

• 5+ years of relevant experience in risk and/or fraud strategy and analytics.


• Bachelor’s degree (Economics / Mathematics / Business / STEM) or relevant work experience in a financial institution or payments company.


• Highly experienced in working with cross functional teams including product, R&D, finance, client support, and fraud operations.


• Proven ability to manage projects end-to-end, from planning through to execution and delivery. Demonstrates strong leadership in coordinating cross-functional teams, holding stakeholders accountable, and ensuring alignment with project goals.


• Strong understanding of money movement including ACH, RDC, Bill Pay, and Debit Card.


• Strong understanding of direct deposit accounts and lending services from a client experience perspective as well as a back end understanding.


• Comfortable presenting analysis to senior leaders across the organization and driving consensus as to the best path forward.


• Working knowledge of PowerPoint (large group presentations) and Excel (pivot tables, VLOOKUPs).


• Knowledge of bank operations, including but not limited to account application processing/customer onboarding, payment processing, deposit operations, fraud operations and customer support.


• Analytical and detail-oriented.


• Quick-thinker, fast learner, problem solver.


• Strong work ethic—gets things done within a strict time frame.

Benefits & Perks (US Based ONLY)

• Excellent health coverage and life insurance benefits


• 401K with an immediate 3% company match


• PTO, Company Holidays, and Flexible Holidays


• Company-sponsored Mental Health Benefits, including 1:1 therapy


• Over $1,000 each year to spend on your personal wellness


• Monthly WFH stipends totaling over $1,000 annually


• Generous, paid parental leave covering up to 20 weeks of leave for birthing parents and up to 12 weeks of leave for all other parents


• Access to financial coaches and education sessions


• Weekly catered lunches and fully stocked kitchen pantries

U.S. Standard Demographic Questions

We invite applicants to share their demographic background. If you choose to complete this survey, your responses may be used to identify areas of improvement in our hiring process.

How would you describe your gender identity? (mark all that apply)

How would you describe your racial/ethnic background? (mark all that apply)

How would you describe your sexual orientation? (mark all that apply)

Do you identify as transgender?

Do you have a disability or chronic condition (physical, visual, auditory, cognitive, mental, emotional, or other) that substantially limits one or more of your major life activities, including mobility, communication (seeing, hearing, speaking), and learning?

Are you a veteran or active member of the United States Armed Forces?

Voluntary Self-Identification

For government reporting purposes, we ask candidates to respond to the below self-identification survey.Completion of the form is entirely voluntary. Whatever your decision, it will not be considered in the hiringprocess or thereafter. Any information that you do provide will be recorded and maintained in aconfidential file.

As set forth in Bluevine - US’s Equal Employment Opportunity policy,we do not discriminate on the basis of any protected group status under any applicable law.

If you believe you belong to any of the categories of protected veterans listed below. As a government contractor subject to the Vietnam Era Veterans Readjustment Assistance Act (VEVRAA), we request this information in order to measurethe effectiveness of the outreach and positive recruitment efforts we undertake pursuant to VEVRAA. Classification of protected categoriesis as follows:

A \"disabled veteran\" is one of the following: a veteran of the U.S. military, ground, naval or air service who is entitled to compensation (or who but for the receipt of military retired pay would be entitled to compensation) under laws administered by the Secretary of Veterans Affairs; or a person who was discharged or released from active duty because of a service-connected disability.

A \"recently separated veteran\" means any veteran during the three-year period beginning on the date of such veteran's discharge or release from active duty in the U.S. military, ground, naval, or air service.

An \"active duty wartime or campaign badge veteran\" means a veteran who served on active duty in the U.S. military, ground, naval or air service during a war, or in a campaign or expedition for which a campaign badge has been authorized under the laws administered by the Department of Defense.

An \"Armed forces service medal veteran\" means a veteran who, while serving on active duty in the U.S. military, ground, naval or air service, participated in a United States military operation for which an Armed Forces service medal was awarded pursuant to Executive Order 12985.