Senior FP & A Analyst

Vermont Housing Finance Agency; Burlington (VT); Hybrid; USD 110,000 - 160,000; Full time

Benefits offered by this job

Medical, dental, and vision coverage

Educational assistance up to $4,000

Disability insurance

Life Insurance

Parking reimbursement

Retirement plan 403b/457

Job summary

Vermont Housing Finance Agency (VHFA) seeks a Senior FP&A Analyst to drive data-driven decision making for affordable housing. This role leads planning, budgeting, forecasting, and portfolio risk analysis, transforming datasets into actionable insights for executive leadership.

You will partner across Finance, Homeownership, Multi-Family Development, and Asset Management to optimize resource deployment and protect loan portfolios, while advancing VHFA’s mission and VIIBE values.

Qualifications

• 7+ years of progressive experience in financial planning & analysis, accounting, or financial reporting.
• Advanced proficiency in Microsoft Excel, financial systems, data extraction, and BI/visualization tools like Power BI.
• Strong understanding of financial statement analysis and credit risk or loan portfolio metrics.
• Excellent verbal and written communication with leadership and cross-functional partners.
• Committed to VHFA’s VIIBE values: Integrity, Innovation, Belonging, Equity.

Responsibilities

• Lead financial planning, budgeting, forecasting, and portfolio risk analysis.
• Translate complex data into clear, actionable insights for executive decisions.
• Collaborate with Finance Leadership, Homeownership, Multi-Family Development, and Asset Management teams.
• Develop revenue allocation methodologies to optimize program resources.

Skills

Financial Modeling

Strategic Analysis

Data Visualization

Budgeting & Forecasting

Excel

Power BI

Education

Master's degree or equivalent

Tools

Power BI

Excel

Financial Systems

Job description

Description

Are you a financial strategist ready to drive data-driven decision-making for affordable housing?

At the Vermont Housing Finance Agency (VHFA), we are on a mission to ensure all Vermonters have access to affordable housing. We are looking for a Senior FP&A Analyst who is part financial modeling expert, part strategic advisor, and entirely results-driven.

This role leads the Agency's financial planning, budgeting, forecasting, and portfolio risk analysis. Working closely with Finance Leadership, Homeownership, Multi-Family Development, and Asset Management, you will transform complex datasets into clear, actionable insights that shape executive decision-making and safeguard our loan portfolios.

The Impact You’ll Make

• Financial Planning & Strategic Analysis
• Lead Budgeting & Forecasting: Develop and maintain long-range financial plans, dynamic forecasts, and monthly/quarterly variance analyses to identify emerging financial trends, risks, and opportunities.
• Build Financial Models & Dashboards: Design agency-wide financial dashboards, key performance indicators (KPIs), and sophisticated financial models to support strategic initiatives and management decisions.
• Refine Revenue & Cost Allocation: Partner with Finance leadership to design allocation methodologies, policies, and procedures that optimize resource deployment across programs.
• Optimize Systems & Reporting: Extract and manipulate data from financial systems, building efficient tools to streamline internal management reporting and external financial requirements.

Credit & Portfolio Risk Monitoring

• Analyze Portfolio Performance: Monitor and report on the credit quality, risk trends, interest rate exposure, and concentration of metrics across VHFA's multi-family loan portfolio.
• Support Scenario Testing: Lead stress testing, scenario analysis, and risk assessments related to loan portfolios and associated financing.
• Collaborate on Mitigation: Partner with Asset Management and lending teams to proactively identify emerging portfolio risks and craft mitigation strategies.

Work Environment & Flexibility

This position offers a hybrid work structure. You will work in our collaborative office environment and remotely coordinated with your supervisor once fully trained, with in-office presence required for key agency meetings and events.

The Perks

A comprehensive benefits package including medical, dental, and vision coverage for you and the family or optional buy-out plan

• Flexible Spending Account & Dependent Care Account
• Company-sponsored Short and Long-Term Disability
• Company-sponsored Life Insurance
• Up to $4,000 educational assistance
• Employee Assistance Program
• Combined Time Off & Holiday Pay
• Up to 6 weeks of paid time off for parental and family leave
• Parking Reimbursement for designated lots
• 403b Savings Account & 457 Retirement Plan

Note: Ready to help us build a stronger community?

What You Bring to the Table

• Relevant Experience: At least 7 years of progressive experience in financial planning & analysis, accounting, or financial reporting, OR an equivalent combination of education (such as a Master's degree) and experience.
• Financial Modeling & Tech Proficiency: Advanced proficiency in Microsoft Excel, financial systems, data extraction, and business intelligence/visualization tools like Power BI. Experience utilizing core software and modern workplace technology (including AI tools) to drive efficiency.
• Portfolio & Credit Expertise: Strong understanding of financial statement analysis and accounting principles, with familiarity in credit risk analysis or loan portfolio performance metrics strongly preferred.
• Communication & Collaboration: Excellent verbal and written communication skills with a proven ability to translate complex data into clear, actionable recommendations for leadership and cross-functional partners.
• Mission Alignment: A heart for community and a deep alignment with VHFA’s VIIBE values: Integrity, Innovation, Belonging, and Equity.