Senior Financial Crime Analyst — Cross-Functional Risk Lead

Remote; San Francisco (CA); Remote; USD 114,000 - 160,000; Full time

Benefits offered by this job

Macbooks provided

Learning budget

Home-office support

Flexible working hours

Job summary

Monzo is hiring a Senior Financial Crime Analyst for the Actions Squad. You will own complex risk controls across Monzo Bank Limited and Monzo Bank Europe, using data to identify threats and strengthen controls while maintaining customer focus.

You will collaborate with Fraud, Operations, Product and Engineering teams and contribute to documentation and ongoing improvements. This 12-month fixed-term contract role offers flexible UK-wide distribution, a learning budget, and remote-friendly setup

Qualifications

• Strong knowledge of financial crime and regulatory compliance required.
• Ability to analyse data to identify risks and monitor controls.
• Experience collaborating across Product, Operations and Engineering teams.

Responsibilities

• Own global risk controls for Exit & Defunds, Law Enforcement and Acceptable Use Standard across MBL and MBEU.
• Develop and improve control documentation and standards balancing risk, efficiency and customer experience.
• Use data and trend analysis to monitor control effectiveness and identify threats.
• Lead cross-functional initiatives with Product, Operations and Engineering.
• Provide domain expertise and guidance to build capability across the Financial Crime Collective.
• Own investigation and remediation of incidents within control areas and coordinate with other Control Owners.
• Prioritize material risks and escalate clearly to leadership with evidence-based recommendations.
• Communicate clearly to diverse audiences, including senior leaders.

Skills

Financial crime knowledge

Data analysis

Cross-functional collaboration

Regulatory compliance

Tools

Looker

Job description

Monzo is hiring a Senior Financial Crime Analyst for the Actions Squad. You will own complex risk controls across Monzo Bank Limited and Monzo Bank Europe, using data to identify threats and strengthen controls while maintaining customer focus.

You will collaborate with Fraud, Operations, Product and Engineering teams and contribute to documentation and ongoing improvements. This 12-month fixed-term contract role offers flexible UK-wide distribution, a learning budget, and remote-friendly setup