Senior Financial Analyst

Medallion Bank; Salt Lake City (UT); Hybrid; USD 85,000 - 115,000; Full time

Benefits offered by this job

Medical benefits

Dental benefits

Vision benefits

Disability insurance

Life insurance

401K match

PTO + holidays

Financial Wellness Program

Volunteer opportunities

Great company culture

Job summary

Medallion Bank is seeking a Senior Financial Analyst to support the Bank’s asset disposition strategy and FP&A functions through loan portfolio analytics, valuation modeling, forecasting, and management reporting. This role serves as a key analytical resource for evaluating loan sale opportunities and portfolio performance while supporting budgeting and broader Finance team reporting needs.

The ideal candidate has strong analytical and communication skills, with 4–6 years in banking or finance,

Qualifications

• Bachelor's degree in accounting, finance, economics, business administration, data analytics, or related field.
• Minimum 4-6 years of banking, finance, accounting, treasury, credit, capital markets or asset management experience.
• Experience supporting asset disposition, loan sale analysis, or portfolio valuation preferred.

Responsibilities

• Support asset disposition, FP&A, investment management, liquidity/funds management, stress testing, capital adequacy analysis, and interest rate risk management.
• Build and improve financial models for asset disposition, including retained-versus-sold analysis, DCF, pricing sensitivity, and recoveries.
• Analyze portfolio performance trends: origination, balances, yields, delinquencies, recoveries, and other drivers of asset value.
• Assist with annual budget and periodic forecasts, data gathering, forecasting, and management reporting.
• Prepare reporting for management and the board on the annual reporting schedule and ad hoc needs.
• Support ALCO meetings with materials and presentation packets.

Skills

Analytical skills

Written communication

Verbal communication

Excel modeling

SQL

Power BI

GAAP knowledge

Financial analysis

Data analysis tools

Education

Bachelor's degree in finance or accounting

Tools

Microsoft Office

Job description

Please Note:This is a Utah-based hybrid position, which will require some regular in-office days each week. Additionally, employment with Medallion Bank is contingent on passing both a background check and maintaining a clean background.

Who we are:

At Medallion Bank we finance fun! We are an industrial loan bank that specializes in providing consumer loans for the purchase of recreational vehicles, boats, home improvement, and offering loan origination services to fintech partners. We work directly with thousands of dealers, contractors and financial service providers serving their customers throughout the United States. Medallion Bank is a small company with a big impact. We recognize our employees as our greatest asset and have a culture to prove it!

How You Will Support the Team:

The Senior Financial Analyst reports to the Director, FP&A and is responsible for supporting the Bank’s asset disposition strategy and financial planning and analysis functions through loan portfolio analytics, valuation modeling, transaction support, forecasting, and management reporting. This role will serve as a key analytical resource for evaluating loan sale opportunities, disposition economics, portfolio performance, and the financial impact of asset disposition decisions, while also supporting budgeting, forecasting, and broader Finance team reporting needs.

What We Are Looking For:

• Following established policies and procedures, perform duties related to asset disposition,FP&A, investment management, liquidity/funds management, stress testing, capitaladequacy analysis, and interest rate risk management.
• Support asset disposition activities, including loan sales, valuation modeling, portfolioanalytics, preparation of marketing materials, and participation in discussions withprospective buyers.
• Build, maintain, and improve financial models used to evaluate asset disposition alternatives,including retained-versus-sold analysis, discounted cash flow modeling, gain/loss analysis,pricing sensitivity, and expected recovery outcomes.
• Analyze portfolio performance trends, including origination volume, balances, yields, creditperformance, charge-offs, recoveries, prepayments, delinquencies, and other drivers of assetvalue.
• Assist with the annual budget and periodic financial forecasts by gathering necessary datainputs, running forecast models, tracking actual results versus expectations, and preparingmanagement reports.
• Prepare reporting for management and the board of directors on the approved annualreporting schedule, and in response to emerging needs and as requested.
• Support Asset/Liability Committee (ALCO) meetings, include preparation of meetingmaterials and presentation packets.
• Support the public reporting process by preparing accurate reports and reviewing the draftfilings as needed.
• Performs other duties as assigned.

You would be a GREAT fit with these skills:

• Excellent analytical, written, and verbal communication skills.
• Self-motivated and hard working. Must be able to handle multiple tasks simultaneously andoperate under strict deadlines.
• Strong proficiency with Microsoft Office, advanced Excel modeling, large data sets, financialmodels, and risk management tools and software.
• Experience with SQL, Power BI, financial planning systems, or other data analysis toolspreferred.
• Demonstrated knowledge in key areas of finance and accounting, including a generalunderstanding of GAAP.

Preferred Level of Experience:

• Bachelor’s degree in accounting, finance, economics, business administration, data analytics,or a related field.
• Minimum 4-6 years of related banking, finance, accounting, treasury, credit, capital markets,portfolio analytics, or asset management work experience.
• Experience supporting asset disposition, loan sale analysis, or portfolio valuation stronglypreferred.

Physical Demands and Requirements:

• Cubicle or home office with minimal exposure to distractions or environmental hazards.
• Hybrid home/cubicle work options may be available with some in office work required.
• Overtime may be required.

What’s in it for YOU?

• Comprehensive benefits including medical, dental, vision, disability, and life insurance
• 401K with a company match
• PTO including 11 paid holidays, vacation time and sick time
• Financial Wellness Program
• Volunteer Opportunities
• Awesome company culture and co-workers who love to work here!
• Work Life Balance – We don’t use that term lightly!
• Company Wide Open Door Policy