Senior Fair Lending & UDAAP Analytics Lead

Cornerstone Capital Bank; Houston (TX); On-site; USD 80,000 - 120,000; Full time

Job summary

Cornerstone Capital Bank in Houston seeks a Senior FaRB Analyst to lead fair lending and UDAAP compliance efforts across lending and servicing operations. You will analyze data, test controls, and help shape risk-based decisions for regulatory adherence.

The role requires advanced analytical skills, experience with mortgage lending, REMA, and market research, plus the ability to communicate findings to senior stakeholders.

Qualifications

• 5+ years in mortgage lending, pricing and decisioning, fair lending analytics, or UDAAP.
• Experience supporting Fair Lending, UDAAP, Compliance, Risk Management, Internal Audit, or Regulatory Affairs.
• Experience developing dashboards and executive reports.
• Experience with statistical analysis, matched-pair testing, market analysis, and risk assessments.
• Strong communication, data quality, and documentation practices.

Responsibilities

• Generate market penetration analyses, dashboards, and executive summaries.
• Conduct REMA reviews and market research for REMAs.
• Design statistical analysis models and matched-pair testing from a fair lending perspective.
• Review operational processes to evaluate UDAAP risk and controls.
• Perform transaction testing to verify policy adherence.
• Review marketing materials for FaRB compliance.
• Coordinate UDAAP and Fair Lending risk assessment questionnaires.
• Analyze lending and servicing data to identify compliance risks.
• Author analytics and testing reports with methodology and recommendations.
• Assist regulatory examinations and audits with supporting docs.
• Lead special projects and ad hoc analyses for FaRB initiatives.

Skills

Fair lending analytics

Data analysis

Regulatory knowledge

Communication

Time management

Attention to detail

Independent work

Tools

RiskExec

Excel

PowerPoint

MS Word

Job description

Cornerstone Capital Bank in Houston seeks a Senior FaRB Analyst to lead fair lending and UDAAP compliance efforts across lending and servicing operations. You will analyze data, test controls, and help shape risk-based decisions for regulatory adherence.

The role requires advanced analytical skills, experience with mortgage lending, REMA, and market research, plus the ability to communicate findings to senior stakeholders.