Senior Fair Lending & UDAAP Analytics Analyst

Cornerstone Capital; Houston, Northern (TX, KY); Hybrid; USD 110,000 - 150,000; Full time

Benefits offered by this job

Medical benefits

Dental benefits

Vision benefits

401K

Parental leave

Life insurance

Job summary

Cornerstone Capital Bancorp, Inc. in Houston seeks a Senior Fair and Responsible Banking Analyst to support Fair Lending, Fair Servicing, and UDAAP compliance programs. The role involves data analysis, testing, risk assessments, and regulatory research to ensure consumer protection compliance.

The candidate will analyze mortgage and consumer lending operations, communicate findings to stakeholders, and contribute to risk mitigation across the organization.

Qualifications

• Strong proficiency in fair lending analytics and mortgage/consumer lending operations.
• Experience with risk management, UDAAP, and regulatory monitoring programs.
• Ability to design analyses, interpret results, and communicate findings clearly.

Responsibilities

• Generate market penetration analyses, REMA reviews, and management reporting.
• Design statistical models and conduct testing from a fair lending perspective.
• Review marketing materials for FaRB compliance and coordinate risk assessments.
• Analyze lending, servicing, and operational data to identify trends and risks.
• Assist regulatory examinations and support internal audits.

Skills

Fair lending analytics

Risk analysis

Data analysis

Statistical testing

Communication

Time management

Problem-solving

Independent work

Tools

RiskExec

Excel

Word

PowerPoint

Job description

Cornerstone Capital Bancorp, Inc. in Houston seeks a Senior Fair and Responsible Banking Analyst to support Fair Lending, Fair Servicing, and UDAAP compliance programs. The role involves data analysis, testing, risk assessments, and regulatory research to ensure consumer protection compliance.

The candidate will analyze mortgage and consumer lending operations, communicate findings to stakeholders, and contribute to risk mitigation across the organization.