Senior/Executive Underwriter - Complex Liability High Hazard

The Hartford; Scottsdale (AZ); Hybrid; USD 98,800 - 184,800; Full time

Benefits offered by this job

Hybrid work environment

Travel opportunities

Job summary

The Hartford is seeking an experienced Complex Liability Solutions Underwriter to underwrite and manage challenging liability accounts across a hybrid work model. You will apply deep underwriting expertise, coordinate with brokers, and craft strategies for growth in high-hazard portfolios.

Ideal candidates bring 3+ years of P&C underwriting, strong analytical and communication skills, and a proactive, entrepreneurial mindset to drive profitable outcomes.

Qualifications

• 3+ years of Property & Casualty underwriting experience.
• Strong relationships with internal and external partners.
• Excellent analytical thinking and problem solving.
• Outstanding communication and interpersonal skills.
• Entrepreneurial mindset with a goal‑oriented approach.
• Strong organizational and time management skills.
• Ability to challenge the status quo and win in a dynamic market.
• Advanced technical underwriting knowledge and sound judgment.

Responsibilities

• Underwrite and manage new and renewal complex liability accounts.
• Apply technical underwriting expertise in risk selection, pricing, and portfolio management.
• Evaluate difficult-to-place General Liability, Products Liability, and Excess Casualty risks.
• Develop account-specific strategies for new and renewal business.
• Provide consultative solutions to brokers and agents.

Skills

P&C Underwriting

Relationship Building

Analytical Thinking

Communication

Risk Assessment

Job description

Executive Underwriter - UW07CD / Senior Underwriter - UW08CA

We’re determined to make a difference and are proud to be an insurance company that goes well beyond coverages and policies. Working here means having every opportunity to achieve your goals – and to help others accomplish theirs, too. Join our team as we help shape the future.

Complex Liability Solutions (CLS) Underwriter

Your underwriting career at The Hartford means collaboration, inclusivity, innovative thinking, and the opportunity to make a meaningful impact. Here, you won’t simply follow the status quo—you’ll bring creative solutions to complex challenges, partner with experienced leaders and underwriters, and have a seat at the table with key decision-makers. Most importantly, you’ll have the support and flexibility to grow your career in the direction you choose.

About The Team

Our Complex Liability Solutions (CLS) team is a specialized group of underwriters, risk engineering consultants, and liability claims professionals focused on hard-to-place products and premises risks. We tackle high-hazard exposures every day and provide innovative solutions for accounts that often fall outside the appetite of traditional retail carriers.

This is an excellent opportunity for Middle Market, Primary Casualty, or Excess Casualty Underwriters looking to expand their expertise into complex, high-hazard liability risks.

What You’ll Do

• Underwriting and managing new and renewal complex liability accounts.
• Applying technical underwriting expertise in risk selection, pricing, account administration, and portfolio management.
• Evaluating difficult-to-place General Liability, Products Liability, and Excess Casualty risks.
• Identifying opportunities that align with underwriting appetite and business strategy.
• Developing and executing account‑specific strategies for new and renewal business.
• Serving as a trusted advisor by providing consultative solutions to brokers and agents.
• Managing an assigned territory through strategic planning and operational excellence.
• Tailoring service plans to meet the unique needs of each client and distribution partner.
• Influencing account pricing, structure, and terms to achieve profitable outcomes.
• Building and maintaining a robust pipeline of business opportunities.
• Driving the sales process through effective planning, execution, and performance monitoring.
• Identifying and generating cross‑sell and up‑sell opportunities across The Hartford’s product portfolio.
• Effectively communicating The Hartford’s value proposition to brokers and agency partners.
• Holding internal and external business partners accountable while maintaining a high standard of professionalism and service.

Qualifications

• 3+ years of Property & Casualty carrier underwriting experience required, with a strong preference for casualty underwriting expertise.
• Demonstrated success building and maintaining relationships with internal and external business partners.
• Strong analytical thinking, problem‑solving, and decision‑making skills.
• Excellent communication, presentation, and interpersonal skills.
• High‑energy, resilient self‑starter with an entrepreneurial mindset.
• Strong organizational, time management, and desk management skills.
• Goal‑oriented with a track record of delivering results.
• Ability to challenge the status quo and compete to win in a dynamic marketplace.
• Advanced technical underwriting knowledge and sound judgment.

Additional Information

• Travel: Approximately 25%.
• Work Arrangement: Hybrid, with an expectation of working from a designated Hartford office or conducting agency visits Tuesday through Thursday.
• Title and compensation level will be aligned with the selected candidate’s experience and qualifications.

Compensation

The listed annualized base pay range is primarily based on analysis of similar positions in the external market. Actual base pay could vary and may be above or below the listed range based on factors including but not limited to performance, proficiency and demonstration of competencies required for the role. The base pay is just one component of The Hartford’s total compensation package for employees. Other rewards may include short‑term or annual bonuses, long‑term incentives, and on‑the‑spot recognition. The annualized base pay range for this role is:

$98,800 - $184,800

The posted salary range reflects our ability to hire at different position titles and levels depending on background and experience.

Equal Opportunity Employer/Sex/Race/Color/Veterans/Disability/Sexual Orientation/Gender Identity or Expression/Religion/Age