Senior ERISA Retirement Plan Document Specialist

NBT Bank; Kentucky; On-site; USD 71,000 - 95,000; Full time

Benefits offered by this job

Generous Paid Time Off

Retirement Plan with employer match

Comprehensive Medical Coverage

Dental and Vision Coverage

Parental Leave

Job summary

NBT Bank, a Kentucky-based financial services firm, seeks a senior specialist to serve as the subject matter expert for retirement plan documents, interpreting ERISA and IRS requirements and translating design decisions into compliant documents and operations.

You will lead firm-wide document initiatives, provide training and guidance, and collaborate with Plan Consulting, Compliance, Processing/Onboarding, and Strategic Relationships teams to ensure accurate, scalable plan document delivery.

Qualifications

• Advanced knowledge of 401(k) and 403(b) plan design, document provisions, compliance, and fiduciary topics.
• Ability to independently interpret ERISA, the Internal Revenue Code, and IRS/DOL guidance and apply to plan documents.

Responsibilities

• Apply plan provisions, ERISA, and Internal Revenue Code requirements across the firm’s book of business and resolve complex document issues.
• Design plan structures and discuss with sponsors and advisors, translating design decisions into document and administrative requirements.
• Monitor and implement legislative changes (SECURE 2.0, IRS restatements) affecting plan documents and manage amendments.

Skills

401(k) plan design

403(b) plan design

ERISA interpretation

Regulatory guidance

Document standards

Leadership & training

Education

Bachelor's degree and 8+ years experience

Tools

ASC Plan Document

DGEM document system

Job description

NBT Bank, a Kentucky-based financial services firm, seeks a senior specialist to serve as the subject matter expert for retirement plan documents, interpreting ERISA and IRS requirements and translating design decisions into compliant documents and operations.

You will lead firm-wide document initiatives, provide training and guidance, and collaborate with Plan Consulting, Compliance, Processing/Onboarding, and Strategic Relationships teams to ensure accurate, scalable plan document delivery.