Senior Enterprise Architect — AI-Driven Health & Payments

UnitedHealth Group; Eden Prairie (MN); On-site; USD 113,000 - 193,000; Full time

Job summary

UnitedHealth Group in Eden Prairie, MN is seeking a Sr. Architect to shape enterprise-scale platform and solution strategies across digital, banking, payment, reimbursement, and AI-enabled capabilities within complex healthcare and financial services ecosystems.

You will translate ambiguous business needs into target-state architectures, lead cross-functional solutioning, and produce executive-ready materials for stakeholders.

Qualifications

• 5+ years of experience in business architecture, platform strategy, digital transformation, product technology leadership, technical strategy, solution architecture, or enterprise solution delivery
• Experience designing or influencing enterprise platforms involving APIs, orchestration layers, systems of record, data flows, identity/access services, operational tooling, and third-party integrations
• Experience leading complex cross-functional solutioning across product, architecture, engineering, operations, compliance, finance, banking, legal, security, data, and external partner teams
• Experience translating complex business and technical concepts into target-state architectures, solution options, executive recommendations, implementation plans, operating models, and executive-level solution materials
• Experience working in regulated healthcare, financial services, banking, payments, reimbursement, or similarly controlled environments with compliance, risk, auditability, security, identity/access, sanctions-screening, customer communication, and operational-readiness considerations
• Demonstrated ability to lead through influence, structure ambiguity, align senior stakeholders, and convert complex business, technical, operational, and regulatory tradeoffs into actionable decisions

Responsibilities

• Lead enterprise platform strategy and business architecture across digital platforms, banking integrations, payment ecosystems, reimbursement workflows, AI-enabled capabilities, and provider and member experiences
• Translate business opportunities into target-state architecture concepts, capability models, system interaction flows, API integration patterns, data handoffs, and implementation options
• Partner with technical architecture and engineering teams to define scalable solution approaches across experience layers, orchestration services, systems of record, banking/payment platforms, identity services, operational tooling, and external partner systems
• Shape reusable platform capabilities that support multiple business domains, customer segments, products, channels, and future expansion needs rather than one-off implementations
• Lead solutioning for regulated financial workflows, including funds movement, account funding, payment modality selection, settlement, reconciliation, exception handling, reporting, auditability, and operational support
• Partner with banking, treasury, finance, payment operations, and technology stakeholders to define account structures, settlement timing, reconciliation requirements, payment-fulfillment processes, operational impacts, implementation dependencies, and readiness criteria
• Support solution design for healthcare benefit and reimbursement experiences, including claim intake, receipt/document submission, member payout selection, payment fulfillment, status visibility, customer communications, and operational review workflows
• Apply an AI-first mindset when shaping solutions by identifying where AI-enabled capabilities may improve outcomes, while partnering with dedicated AI strategy and product teams where appropriate
• Evaluate regulatory, compliance, security, identity, sanctions-screening, fraud, access-control, audit, data-retention, and customer communication implications as part of solution strategy and design
• Lead external partner and vendor solutioning discussions to align requirements, integration approach, feasibility, dependencies, readiness criteria, and operating model expectations
• Develop executive-ready materials, solution diagrams, technical decision summaries, implementation considerations, and risk/tradeoff options for senior stakeholders
• Partner with Product and Business to establish launch and scale readiness expectations, including production support models, monitoring, escalation paths, operational documentation, validation approach, and post-launch improvement loops

Skills

Business architecture

Platform strategy

Digital transformation

Product technology leadership

Technical strategy

Solution architecture

Enterprise solution delivery

Job description

UnitedHealth Group in Eden Prairie, MN is seeking a Sr. Architect to shape enterprise-scale platform and solution strategies across digital, banking, payment, reimbursement, and AI-enabled capabilities within complex healthcare and financial services ecosystems.

You will translate ambiguous business needs into target-state architectures, lead cross-functional solutioning, and produce executive-ready materials for stakeholders.