Senior Employee Benefits Partner

Usi, Inc.; Charleston (SC); On-site; USD 80,000 - 90,000; Full time

Job summary

USI, Inc. is seeking a consultative account manager to serve small employee benefits accounts. You will act as day-to-day contact for larger clients, manage renewals, and advise on funding options and compliance.

You will educate clients on ERISA, COBRA, FMLA, and health reform, coordinate with insurers, and drive client communications and implementation. Based in the Charleston area, a Life & Disability license is required.

Qualifications

• 4+ years experience in the employee benefits industry.
• Life & Disability insurance license.
• Proficient with internet-based programs and Microsoft Office.
• Ability to set priorities and meet deadlines.
• Ability to work in a fast-paced, team environment with minimal instruction.
• Ability to carry out complex tasks with many concrete and abstract variables.
• Strong verbal and written communications skills.
• Ability to define problems and generate potential solutions.

Responsibilities

• Provide proactive, consultative support to a book of assigned clients. Lead all meetings and interactions with clients.
• Evaluate Select product offerings and/or alternative funding programs for clients. Guide clients through transfers and educate on underwriting and compliance.
• Interpret clients’ current coverage plans, identify gaps, and recommend opportunities to expand lines of coverage; provide insurance technical expertise.
• Educate, advise, and aid clients on all compliance topics including ERISA, COBRA, FMLA, 5500s and Health Care Reform.
• Act as primary contact between clients and insurance carriers. Respond to requests for information, documents and inquiries.
• Market and place client insurance renewals and new business; evaluate plan options and engage carriers.
• Negotiate with carriers on renewal rate increases and prepare contractual changes.
• Provide insurance plan options and recommendations to clients; communicate final placement details to insurers, clients, and participants.
• Develop employee communications for renewal changes and enrollment procedures.
• Introduce clients to USI Benefit Resource Center for resolution support.
• Provide oversight with employee issues such as enrollment and billing.
• Introduce clients to USI value-add services as appropriate.
• Maintain high accuracy in agency management and document systems.
• Ensure client deliverables standards are met and participate in peer review.
• Keep current with industry information, technology, and trends.

Skills

Consultative account management

Communication skills

Organization & prioritization

Team collaboration

Problem solving

Employee benefits knowledge

MS Office proficiency

Education

Life & Disability insurance license

Tools

Microsoft Office

Job description

USI, Inc. is seeking a consultative account manager to serve small employee benefits accounts. You will act as day-to-day contact for larger clients, manage renewals, and advise on funding options and compliance.

You will educate clients on ERISA, COBRA, FMLA, and health reform, coordinate with insurers, and drive client communications and implementation. Based in the Charleston area, a Life & Disability license is required.