Senior Employee Benefits Client Consultant

Cottingham & Butler; Dubuque (IA); On-site; USD 65,000 - 90,000; Full time

Benefits offered by this job

Medical, Dental, Vision Insurance

Flex Spending or HSA

401(k) with company match

Profit-Sharing/Defined Contribution

Job summary

Cottingham & Butler is seeking a benefits advisor who will build and sustain client relationships, acting as the primary resource for benefits-related issues. You will collaborate with analytics, compliance, and technology teams to tailor programs that attract and retain employees.

The role requires expertise in benefit planning, payroll, and regulatory compliance, with ongoing education and licensing to support evolving welfare programs.

Qualifications

• Establish yourself as the primary advisor for benefits-related issues and assist clients in developing tailored benefit strategies.
• Collaborate with internal teams to address client needs in analytics, compliance, communications, technology, and marketing.
• Provide guidance on legal compliance requirements (HIPAA, FMLA, COBRA) and other benefits-related functions.

Responsibilities

• Build and maintain client relationships as the main advisor for benefits.
• Collaborate with cross-functional teams to service client analytics, compliance, communications, and technology needs.
• Analyze client data to improve benefit plans and support the sales team with product recommendations.

Skills

Client relationship management

Cross-functional collaboration

Analytical thinking

Benefit administration familiarity

Education

Life and Health Insurance License

Job description

Essential Functions

• Build Client Relationships: Establish yourself as the primary advisor for benefits-related issues. Assist clients by developing and executing tailored benefit program strategies to retain and attract employees. Support HR leaders in navigating legal compliance requirements (e.g., HIPAA, FMLA, COBRA) and other functions.
• Team Collaboration: Work within a cross-functional team to address client needs in analytics, compliance, communications, technology, marketing, and non-medical benefits. Leverage internal tools effectively to oversee client materials and prepare for questions with support from internal teams.
• Develop Benefit Plan Offerings: Analyze client data for utilization patterns, benchmarking, and alternative funding strategies. Collaborate with the sales team to recommend products to enhance benefit programs or solve client needs.

Knowledge and Expertise

• Familiarity with coverages, carriers, payroll, and benefit administration systems.
• Proficiency in benefit procedures, strategies, and market knowledge.
• Strong business insight including financial reporting, client business models, and strategy.
• A commitment to personal excellence and a thriving company culture.

Qualifications

• Minimum of 5 years of industry experience.
• Maintain a Life and Health Insurance License.
• Expertise in developing self-insured and fully insured welfare benefit plans.
• Fulfillment of continuing education credits and additional designations as assigned.

Full-Time Benefits - Most benefits start day 1

• Medical, Dental, Vision Insurance
• Flex Spending or HSA
• 401(k) with company match
• Profit-Sharing/Defined Contribution (1-year waiting period)
• PTO/Paid Holidays
• Company-paid ST and LT Disability
• Maternity Leave/Parental Leave
• Subsidized Parking
• Company-paid Term Life/Accidental Death Insurance

Company Description

At Cottingham & Butler, we sell a promise to help our clients through life's toughest moments. To deliver on that promise, we aim to hire, train, and grow the best professionals in the industry. We look for people with an insatiable desire to succeed, are committed to growing, and thrive on challenges. Our culture is guided by the theme of "better every day" constantly pushing ourselves to be better than yesterday – that's who we are and what we believe in.

As an organization, we are tremendously optimistic about the future and have incredibly high expectations for our people and our performance. Our ability to grow as a company, fuels investments in new resources to better serve our clients and provide the amazing career opportunities our employees want and deserve. This is why we are a growth company and why we are committed to being better every day.

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