Senior Director - Credit & Asset Management

Trimont; New York (NY); On-site; USD 180,000 - 280,000; Full time

Job summary

Trimont is seeking a Senior Director– Credit & Asset Management to oversee a diverse portfolio of complex CRE debt investments, including construction and value‑add assets across major U.S. markets.

This client‑facing role requires proactive management of interest billing, cash waterfalls, draws, covenants, and client reporting. You will lead a team of asset managers and financial analysts, driving performance analyses, reporting, and cross‑functional collaboration with lenders, consultants,

Qualifications

• Bachelor's degree in Real Estate, Business, Finance, Accounting, or a related field required.
• 10+ years of experience in advancing roles within portfolio servicing and/or asset management.
• 7+ years leading a diverse team with mentorship and performance reviews.
• Advanced skills in Excel; proficient with Microsoft Office tools.
• Proven track record in commercial real estate debt operations and structured‑finance.

Responsibilities

• Lead and cultivate a team to guarantee top‑notch service delivery in alignment with client agreements.
• Analyze complex loan documents to implement loan terms across assets and portfolio.
• Collaborate with internal departments for accurate asset servicing and reporting.
• Oversee draw processes and ensure compliance with credit document conditions.
• Manage funding with lenders, syndicates, co‑lenders, and other parties.
• Evaluate lease proposals and prepare client reports.
• Engage external consultants, including legal, title agents, brokers, and construction advisors.
• Monitor property, borrower, and asset performance using technologies; conduct portfolio reviews.
• Review monthly borrower statements and other required reports.
• Oversee annual operating and capital budgets.
• Assess performance of operational properties via Rent Rolls and Operating Statements.
• Verify cash management distributions against cash flow waterfalls.
• Check covenant compliance (Debt‑Yield, LTV, DSCR).
• Generate monthly asset reports and quarterly performance analyses.
• Coordinate with tax and insurance teams on coverage and escrow obligations.

Skills

Leadership

Team leadership

Communication

Strategic planning

Financial analysis

Education

Bachelor's degree in Real Estate, Business, Finance, Accounting, or related field

Tools

Excel

Job description

Overview

Founded in 1988, Trimont (www.trimont.com) is a specialized global commercial real estate loan services provider and partner for lenders and investors seeking the infrastructure and capabilities needed to help them scale their business and make informed, effective decisions related to the deployment, management and administration of commercial real estate secured credit. As the largest master servicer of commercial real estate loans in the United States, Trimont manages securitizations with meticulous oversight and coordination—protecting cash flows, mitigating risk, and ensuring portfolio performance.

Overview

Founded in 1988, Trimont (www.trimont.com) is a specialized global commercial real estate loan services provider and partner for lenders and investors seeking the infrastructure and capabilities needed to help them scale their business and make informed, effective decisions related to the deployment, management and administration of commercial real estate secured credit. As the largest master servicer of commercial real estate loans in the United States, Trimont manages securitizations with meticulous oversight and coordination—protecting cash flows, mitigating risk, and ensuring portfolio performance. We do this with a team of 1100+ extraordinary team members who serve a global client base from offices in Atlanta (headquarters), Bengaluru, Charlotte, Dallas, Hyderabad, Kansas City, London, New York and Sydney. We empower our people with advanced technology, industry‑leading knowledge, and a culture centered on our core values. This approach enables our teams to deliver exceptional client service, build lasting relationships and take pride in the high‑quality work they perform. Trimont is an innovative firm where visionary professionals come to learn, grow, and thrive with colleagues driven by curiosity and collaboration. Learn: We believe ongoing learning is critical and are focused on providing a work environment where all team members can take ownership of their careers. Grow: We work alongside the largest institutional lenders in the world, overseeing the most significant projects in the industry. This unique opportunity allows us to broaden our skillset and develop our abilities by tackling some of the industry's most challenging and exciting endeavors. Thrive: Our firm is a place where ethics and excellence meet to create an experience that matches our capabilities. There are no limits to what we as team members and as an organization, can achieve together.

Where people, purpose, and progress come together every day.

Job Summary

Senior Director– Credit & Asset Management will oversee a diverse and expanding portfolio of complex debt investments secured by commercial real estate, including construction and operational assets. The construction segment covers significant ground‑up projects, renovations, and capital improvement/leasing initiatives. Operational assets focus on transitional/value‑add properties across major U.S. markets, encompassing office spaces, retail locations, industrial sites, multifamily buildings, condos, student housing, and hospitality venues. This client‑facing role requires interaction with top figures in commercial real estate finance and demands a proactive approach in managing tasks such as interest billing and collection, cash waterfall arrangements, draw administration, covenant adherence, financial evaluation of asset performance, and client reporting.

Responsibilities

• Lead and cultivate a team to guarantee top‑notch service delivery in alignment with client agreements.
• Analyze complex loan documents to ensure accurate implementation of loan terms across individual assets and the team's entire portfolio.
• Work with internal departments to facilitate precise asset servicing and prompt reporting.
• Oversee the draw process, ensuring compliance with credit document conditions for construction, leasing, and capital expenses.
• Manage the funding process in collaboration with lenders, their syndicates, co‑lenders, and other financial parties.
• Evaluate lease proposals, creating recommendation reports for clients.
• Engage with external consultants, including legal experts, title agents, brokers, and construction advisors.
• Employ various technologies and applications to monitor property, borrower, and asset performance, conducting portfolio‑level reviews.
• Organize and scrutinize monthly financial statements from borrowers and other required reports.
• Oversee the collection and examination of annual operating and capital budgets.
• Assess ongoing performance of operational properties through analysis of Rent Rolls, Operating Statements, and Collections.
• Verify proposed cash management distributions to ensure correct adherence to cash flow waterfalls.
• Routinely check for covenant compliance based on loan document criteria (e.g., Debt‑Yield, Loan‑to‑Value, Debt Service Coverage Ratio).
• Generate and maintain monthly asset reports and quarterly performance analyses.
• Coordinate with the tax and insurance team to oversee insurance coverage, tax payments, and escrow obligations across the portfolio.
• Approve annual operating and capital budgets, as well as tenant lease proposals.
• Mentor asset managers and financial analysts, fostering their professional development.

Required Qualifications

• Bachelor's degree in Real Estate, Business, Finance, Accounting, or a related field required.
• 10+ years of experience in advancing roles within portfolio servicing and/or asset management.
• Demonstrable expertise in the operations of commercial real estate debt.
• Comprehensive knowledge of sophisticated commercial real estate structured‑finance transactions.
• 7+ years of experience leading a diverse team, with responsibilities including setting clear goals, offering mentorship, and conducting regular performance reviews to enhance collaboration, productivity, and professional growth.
• Advanced skills in Excel and familiarity with other Microsoft Office tools.
• Exceptional communication abilities, capable of simplifying intricate concepts.
• Proven track record of managing large transaction volumes under tight deadlines.
• Strong capabilities in both internal and external relationship management.
• Independent and collaborative working style.
• Knowledge and experience in commercial real estate construction lending or development.

Trimont is an equal opportunity employer, and we’re proud to support and celebrate diversity in the workplace. If you have a disability and need an accommodation or assistance with the application process and/or using our website, please contact us. We are proud to maintain a drug‑free policy, ensuring that our community is a secure and productive space for all our team members.