Senior Crypto AML & Sanctions Advisor

Socket.dev; United States; Hybrid; USD 140,000 - 210,000; Full time

Benefits offered by this job

CAMS/CFE certification

Job summary

SoFi is seeking a Crypto AML & Sanctions Advisor to provide specialized financial crime compliance guidance for our digital asset products, reporting to the Crypto Compliance Officer. You will help identify and mitigate money laundering, sanctions, and other illicit activity across the crypto ecosystem.

You’ll work with Compliance, Product, Engineering, and Investigations to implement risk-based controls, stay ahead of regulatory developments, and support examinations and audits.

Qualifications

• Bachelor’s Degree from a four-year college or university in a related field.
• 8+ years of experience in AML, sanctions, financial crime compliance, or related risk management, with meaningful experience supporting cryptocurrency, digital assets, fintech, or other technology-enabled financial services.
• Comprehensive understanding of cryptocurrency and blockchain products, including crypto trading, custody, deposits and withdrawals, wallets, stablecoins, staking, and other digital asset services.
• Strong knowledge of digital asset financial crime risks, including money laundering, terrorist financing, sanctions evasion, fraud, mixers, self-hosted wallets, decentralized finance, and other blockchain-based illicit finance typologies.
• Experience developing, implementing, or advising on crypto AML, sanctions, transaction monitoring, wallet screening, or KYT controls.
• Experience with blockchain analytics and transaction monitoring platforms such as Chainalysis, TRM Labs, Elliptic, or comparable technologies.
• Excellent working knowledge of BSA/AML and OFAC requirements and regulatory expectations applicable to cryptocurrency and digital asset activities, including applicable Travel Rule requirements.
• Experience conducting financial crime risk assessments for new crypto products, digital assets, blockchain networks, vendors, or material product changes.
• Experience providing AML and sanctions guidance and advice to Compliance, Business, Product, Engineering, and Investigations teams.
• Demonstrated ability to communicate effectively with all levels of the organization and across different business lines.
• Strong leadership and stakeholder management skills that build effective cross-functional working relationships.
• Ability to work collaboratively and independently in a fast-paced, demanding, and rapidly evolving regulatory and technology environment.

Responsibilities

• Act as a key Crypto AML & Sanctions advisor, providing subject matter expertise to the Crypto Compliance Officer, Compliance, Product, Engineering, Investigations, and business leaders on financial crime risks and controls.
• Provide AML and sanctions advisory across the crypto product lifecycle, including trading, custody, deposits and withdrawals, wallets, stablecoins, staking, and emerging digital asset products.
• Identify and assess blockchain-specific financial crime risks and advise on appropriate controls, including KYT, transaction and wallet screening, sanctions exposure, Travel Rule requirements, and escalation frameworks.
• Partner with Compliance, Product, Engineering, and Operations to assess new products, digital assets, blockchain networks, vendors, and material changes and ensure appropriate AML and sanctions controls are implemented.
• Support the development and enhancement of crypto AML and sanctions policies, procedures, risk assessments, monitoring controls, and governance frameworks.
• Stay informed of regulatory developments, enforcement actions, emerging crypto typologies, and industry best practices and recommend enhancements to mitigate financial crime risk.
• Support the Crypto Compliance Officer with regulatory examinations, internal audits, compliance testing, issue management, and third-party risk management activities related to digital assets.

Skills

AML expertise

Sanctions compliance

Cryptocurrency knowledge

Blockchain analytics tools

Regulatory communications

Stakeholder management

Cross-functional collaboration

Risk assessments

Regulatory examinations support

KYT/transaction monitoring

Education

Bachelor's degree in a related field

Tools

Chainalysis

TRM Labs

Elliptic

Job description

SoFi is seeking a Crypto AML & Sanctions Advisor to provide specialized financial crime compliance guidance for our digital asset products, reporting to the Crypto Compliance Officer. You will help identify and mitigate money laundering, sanctions, and other illicit activity across the crypto ecosystem.

You’ll work with Compliance, Product, Engineering, and Investigations to implement risk-based controls, stay ahead of regulatory developments, and support examinations and audits.