Senior Credit Underwriter (C&I)

Metropolitan Commercial Bank; New York (NY); On-site; USD 150,000 - 175,000; Full time

Job summary

An established industry player in the banking sector is seeking a Senior Credit Underwriter to join their dynamic team. This role focuses on conducting in-depth credit risk analysis, particularly in the healthcare sector, including skilled nursing and assisted living facilities. The ideal candidate will possess strong financial modeling and analytical skills, along with excellent communication abilities to present credit proposals effectively. This position offers a competitive salary and the opportunity to work in a collaborative environment where mentorship and teamwork are valued. Join a bank recognized for its commitment to excellence and contribute to impactful financial decisions.

Qualifications

• 7+ years of experience in credit analysis, preferably in banking.
• Strong analytical skills with a focus on Healthcare transactions.

Responsibilities

• Conduct comprehensive credit risk analysis for complex transactions.
• Collaborate with Lending Officers and present clear credit proposals.

Skills

Credit Risk Analysis

Financial Modeling

Communication Skills

Interpersonal Skills

Team Leadership

Education

Bachelor's Degree in Business

Bachelor's Degree in Accounting

Bachelor's Degree in Finance

Tools

MS Office

Database Management Tools

Job description

Join to apply for the Senior Credit Underwriter (C&I) role at Metropolitan Commercial Bank.

Come Work With Us

Metropolitan Commercial Bank, based in New York City, is a full-service commercial bank offering a broad range of banking products and services to individuals, small businesses, and enterprises. The Bank operates in Manhattan, Boro Park, Brooklyn, and Great Neck, Long Island.

As a New York State chartered bank and a member of the Federal Reserve System and FDIC, the Bank is committed to excellence. For more information, visit MCBankNY.com.

Metropolitan Commercial Bank has received several accolades, including being named one of Newsweek's Best Regional Banks and Credit Unions 2024 and ranking highly among community banks for loan production and performance.

About The Role

The Senior Credit Underwriter (VP) is responsible for conducting comprehensive credit risk analysis for complex transactions, mainly focusing on Healthcare, particularly skilled nursing and assisted living facilities. The role involves working closely with the C&I team and dealing with sophisticated deals.

Key Responsibilities:

• Perform detailed financial and credit risk analyses supporting loan requests.
• Present clear credit proposals highlighting risks and mitigants.
• Collaborate with Lending Officers, ensure completeness and accuracy of borrower information, and attend client meetings or site visits.
• Understand and communicate compliance, regulations, and bank policies, noting any exceptions.
• Address credit-related questions from approval authorities efficiently.
• Participate in Credit Committee meetings and provide guidance to junior underwriters.
• Assist in preparing reports and gathering information for audits and examinations.

Preferred Qualifications:

• Bachelor's degree in Business, Accounting, or Finance, or equivalent experience.
• At least 7 years in credit analysis, preferably in banking with Healthcare experience.
• Strong financial modeling and analytical skills.
• Excellent communication and interpersonal skills.
• Team-oriented with leadership qualities and a desire to mentor.
• Proficiency in MS Office and willingness to learn database management tools.

Salary Range: $150,000 - $175,000 annually, excluding benefits and incentives. Compensation will depend on experience, performance, and other factors.

Metropolitan Commercial Bank is an equal opportunity employer and prohibits discrimination based on various protected characteristics.