SR Business Loan Underwriter / Credit Analyst

Sound Credit Union; Tacoma, Washington, Town of Hempstead (WA, District of Columbia, NY); Hybrid; USD 150,000 - 200,000; Full time

Job summary

An established industry player is seeking a Senior Business Loan Underwriter/Credit Analyst to join their dynamic team. This role offers the chance to conduct in-depth credit analysis and underwriting on diverse business loan types, contributing to the financial health of the community. With a strong commitment to employee well-being and professional growth, this organization fosters an inclusive workplace where every voice is valued. Enjoy competitive compensation, comprehensive benefits, and a hybrid work schedule that allows for flexibility between in-person and remote work. If you are passionate about finance and community involvement, this opportunity is perfect for you.

Benefits

100% employer paid medical, dental, vision, and disability premiums

401k match dollar for dollar up to 4%

Three weeks Paid Time Off (PTO)

Up to 40 hours Work/Life Balance time

10 employer paid Federal Holidays

Up to $1,000 annual bonus

Gym/lifestyle reimbursement

$5,000/year Tuition Assistance Program

Incentives for multilingual speakers

Employee Assistance Program (EAP)

Qualifications

• 4 years of experience in Business Credit and Underwriting required.
• High School Diploma or equivalent required.

Responsibilities

• Conduct credit analysis and underwriting for various business loan types.
• Collaborate with Business Loan Officers on loan structure.

Skills

Credit Analysis

Underwriting

Business Loan Types

Collaboration

Education

High School Diploma or equivalent

Bachelor's degree

Job description

Job Details

Experienced Pacific Plaza - Tacoma, WA Full Time High School Diploma or equivalent. Level Job Location Position Type Education Level

$43.85 - $65.77 Hourly Hybrid Monday - Friday Finance Salary Range Travel Percentage Job Shift Job Category

Description

Sound Credit Union is currently seeking a Senior Business Loan Underwriter / Credit Analystto join our team! If you have a passion for credit analysis and underwriting on a variety of different business loan types, then this position at Sound might be the ideal opportunity for you. We offer a welcoming environment with opportunities for professional growth, a passion for community involvement and great benefits to support employee wellbeing.

Your Compensation:

Our pay ranges are built to allow for candidates with various levels of skill and experience to be considered and provide room for growth over time. The target salary range for this position is $43.85 - $54.81 depending on previous experience and education. The full salary range is $43.85 - $65.77.

Why Work with Us:

We stand by our purpose to support our members, employees, and communities through all waves of life. We pride ourselves on fostering a workplace that celebrates diversity and inclusivity, ensuring that every voice is heard and valued. Learn more about our company culture on our career's page!

Your Benefits:

• 100% employer paid premiums for medical, dental, vision, and disability for yourself and more than 70% for dependent's premiums.


• 401k match dollar for dollar up to 4% - plus an additional discretionary profit share.


• Three weeks Paid Time Off (PTO) accrued annually to start, with increases over tenure.


• Up to 40 hours of employer paid Work/Life Balance time, awarded annually.


• 10 employer paid Federal Holidays every year.


• Up to $1,000 or 3% annual salary equivalent annual bonus may be awarded when the Credit Union meets its goals, paid each November.


• Up to $50/month gym/lifestyle reimbursement.


• Up to $5,000/year Tuition Assistance Program.


• Incentives for multilingual speakers.


• Employee Assistance Program (EAP) and Virtual Behavioral & Mental Health Services.


• Free and/or discounted banking services and loans.


• Employee Charitable Matching Program.


• Free ORCA pass.

What You'll Do:

Responsibilities:

• Conduct comprehensive credit analysis and underwriting for various business loan types, including, but not limited to investment CRE, owner occupied CRE, SBA, C&I and Lines of Credit.


• Review and complete assigned Annual Loan Reviews (ALRs).


• Collaborate with Business Loan Officers on loan structure and ensure a complete credit presentation to best represent the credit to decisions makers.

Requirements:

• Four years of experience in the Business Credit and Underwriting field required, preferably in a financial institution.


• High School Diploma or equivalent required.


• Bachelor's degree preferred.

In addition:

• Must be bondable.


• Employer sponsorship to secure or maintain employment authorization is not available.

Our Hours:

A hybrid schedule Monday - Friday: 8:00AM - 5:00PM, in either our Tacoma or Lynnwood corporate offices.

In your role you will have the ability to combine in-person and remote work.

About Sound Credit Union...

Sound Credit Union was founded in 1940 and is one of Washington State's largest credit unions. We have 26full-service branches located throughout the Puget Sound region. We live by our Guiding Principles of Make a Connection, Be a Champion, and Doing the Right Thing for our members, employees, and community. Visit our website at:https://www.soundcu.com/careers/ to apply.

The Future is in Our Hands...

Sound Credit Union is proud to be an Equal Opportunity employer that values and celebrates the unique perspectives and experiences each person brings to our team. We welcome talent from all walks of life and actively foster an inclusive workplace where every team member can thrive and belong.

All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity or expression, national origin, veteran status, disability, age or any other protected status. We believe our differences make us stronger and are committed to building a team that represents a variety of backgrounds, perspectives, and skills.