Senior Credit Underwriter & Approver

First Western Financial, Inc.; Denver (CO); On-site; USD 86,000 - 125,000; Full time

Benefits offered by this job

401(k) plan

Paid parking

Health benefits

Professional development

Job summary

First Western Trust seeks an experienced Senior Credit Approver in Denver, CO. The role oversees independent approvals of complex consumer, commercial, and residential mortgage credits, ensuring policy adherence and strong portfolio quality.

It includes mentoring credit staff and guiding risk practices across lending functions. The position requires a finance-related degree and 7–10 years of underwriting experience, with 3–5 years in delegated lending authority.

Qualifications

• Bachelor's degree required in finance, accounting, business, economics or related field.
• 7–10 years in Commercial, Consumer, and/or Mortgage underwriting/analysis.
• 3–5 years in credit approval or delegated lending authority.

Responsibilities

• Approve complex consumer, commercial, and mortgage loans within delegated authority.
• Perform one-up reviews and provide independent challenge on decisions.
• Review post-approval transactions to verify conditions and regulatory compliance.
• Mentor analysts and junior approvers and support policy development.

Skills

Credit underwriting

Mortgage lending

Leadership

Regulatory knowledge

Financial analysis

Education

Bachelor's degree in Finance/related field

Tools

Loan origination systems

Financial spreading software

MS Office

Job description

First Western Trust seeks an experienced Senior Credit Approver in Denver, CO. The role oversees independent approvals of complex consumer, commercial, and residential mortgage credits, ensuring policy adherence and strong portfolio quality.

It includes mentoring credit staff and guiding risk practices across lending functions. The position requires a finance-related degree and 7–10 years of underwriting experience, with 3–5 years in delegated lending authority.