Mortgage Credit Approver - Lead Underwriting & Mentoring

First Western Trust; Denver (CO); Presencial; USD 80.000 - 110.000; Jornada completa

Ventajas ofrecidas por este puesto de trabajo

401(k) plan with employer match

Paid parking

Health, dental, and vision coverage

Paid time off and holidays

Training & professional development

Descripción de la vacante

First Western Trust is seeking an Associate Credit Approver in Denver to independently approve consumer, commercial, and residential mortgage credit requests within delegated authority while supporting risk management.

You will review, validate risk ratings, and ensure pre-closing conditions align with policy. The role includes mentoring Credit Analysts and helping shape underwriting standards in a collaborative environment.

Formación

• Bachelor’s degree in Finance, Accounting, Business Administration, Economics or related field required.
• 5–7 years Commercial, Consumer, and/or Mortgage Credit Underwriting and Analysis required.
• 0–3 years Credit Approval or Delegated Lending Authority Experience preferred.

Responsabilidades

• Approve consumer, commercial, and residential mortgage loan requests within assigned authority limits.
• Perform one-up reviews of credit decisions made by lower delegated authorities.
• Conduct post-approval, pre-closing reviews to verify satisfaction of conditions and policy requirements.
• Perform dual risk rating reviews at origination.
• Play an active role in onboarding, coaching, and training for Credit Analysts.
• Assist with development and maintenance of credit policy and underwriting standards.
• Partner with lending teams and Credit Administration to resolve underwriting issues and support complex transactions.

Conocimientos

Analytical skills

Credit underwriting

Regulatory knowledge

MS Office

Financial spreading

Loan origination systems

Educación

Bachelor’s Degree in Finance/Accounting/Business/Economics

Herramientas

Loan origination systems

Financial spreading software

Microsoft Office

Descripción del empleo

First Western Trust is seeking an Associate Credit Approver in Denver to independently approve consumer, commercial, and residential mortgage credit requests within delegated authority while supporting risk management.

You will review, validate risk ratings, and ensure pre-closing conditions align with policy. The role includes mentoring Credit Analysts and helping shape underwriting standards in a collaborative environment.