Senior Credit Risk & Underwriting Lead

Valley National Bank; New York (NY); Hybrid; USD 85,000 - 147,000; Full time

Job summary

Valley Bank is seeking a Credit Risk Manager in New York to lead underwriting for new and existing credit transactions, including diligence, structuring, and package preparation. You will interface with clients and deal teams, guiding loan structures and risk appetite in line with policy.

Responsibilities include due diligence, accurate risk rating, and ongoing portfolio monitoring. The role requires strong analytical skills, five years in commercial lending, and a credentialed understanding of

Qualifications

• High School diploma or GED required.
• Minimum of 5 years of experience in a commercial lending environment in a credit-oriented and underwriting position.
• Bachelor's degree and completion of a formal credit training program preferred.

Responsibilities

• Underwrites and structures new prospective transactions and renewals.
• Participates in client meetings and deal team discussions; advises on loan structures.
• Performs due diligence and analysis; presents credit requests to credit authority.
• Maintains portfolio monitoring via internal reporting and dashboards; ensures loan terms compliance.
• Prepares quarterly reports and monitoring analyses; contributes to portfolio management.

Skills

Underwriting

Credit policies

Financial analysis

Loan documentation

Microsoft Office

Education

High School diploma or GED

Bachelor's degree

Tools

Microsoft Word

Excel

Outlook

Job description

Valley is an equal opportunity/affirmative action employer. All qualified applicants are encouraged to apply and will be considered for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected status or characteristic.

If you are a person with a disability and need a reasonable accommodation to search or apply for a career opportunity, please call us at 800-652-6500, option 2, for assistance with an alternate method of access. A response to your accommodation request may take up to two business days. Other inquiries to this number will not receive a response.

EEO is the Law

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Valley is an equal opportunity/affirmative action employer. All qualified applicants are encouraged to apply and will be considered for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected status or characteristic.

If you are a person with a disability and need a reasonable accommodation to search or apply for a career opportunity, please call us at 800-652-6500, option 2, for assistance with an alternate method of access. A response to your accommodation request may take up to two business days. Other inquiries to this number will not receive a response.

EEO is the Law

ADP Privacy Statement Artificial Intelligence Google Privacy Policy Google Terms of Service

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