Senior Credit Risk Review Officer - Remote Eligible

Live Oak Bank; Oregon; Hybrid; USD 129.000 - 180.000; Vollzeit

Zusammenfassung

Live Oak Bank is seeking a Credit Risk Review Officer to safeguard core loan portfolios and ensure rigorous risk assessments. The role requires senior-level expertise to challenge underwriting practices and align with regulatory standards.

You will lead reviews of complex lending, monitor portfolio trends, and collaborate with senior leadership to improve methodologies. Mentorship and regulatory coordination are key aspects of this position.

Qualifikationen

• 10+ years of progressive experience in credit risk review, special assets, internal audit, or commercial credit within a regulated financial institution.
• Extensive knowledge of complex and highly structured commercial lending structures, underwriting standards, credit risk frameworks, and portfolio management practices across a variety of bilateral and syndicated loan products.
• Strong understanding of regulatory expectations related to credit risk management, independent loan review, and safety‑and‑soundness standards.
• Demonstrated ability to implement review methodologies, drive process improvements, and contribute to executive‑level reporting.

Aufgaben

• Lead reviews of complex lending relationships and develop independent conclusions on risk ratings, underwriting quality, policy compliance, and portfolio management practices.
• Monitor portfolio performance to identify trends, emerging risks, and areas of concern.
• Contribute to the evolution of credit risk review methodologies, coverage strategies, reporting frameworks, and risk assessment practices.
• Validate the accuracy and consistency of loan risk grade assignments at the file or relationship level in alignment with policies and regulatory guidelines.
• Provide independent, objective challenge to lending, underwriting, and portfolio management practices.

Kenntnisse

Credit risk review

Regulatory knowledge

Analytical skills

Communication

Leadership

Ausbildung

Finance/Business degree

Credit risk certification

Tools

Credit MIS tools

Portfolio analysis software

Jobbeschreibung

Live Oak Bank is seeking a Credit Risk Review Officer to safeguard core loan portfolios and ensure rigorous risk assessments. The role requires senior-level expertise to challenge underwriting practices and align with regulatory standards.

You will lead reviews of complex lending, monitor portfolio trends, and collaborate with senior leadership to improve methodologies. Mentorship and regulatory coordination are key aspects of this position.