Senior Credit Risk Review Leader

SOUTHSTATE BANK, NATIONAL ASSOCIATION; United States; On-site; USD 120,000 - 190,000; Full time

Job summary

SouthState Bank, National Association is seeking a Senior Credit Risk Review Officer to lead the evaluation of credit quality and lending practices for the bank's most complex commercial portfolios. The role involves ownership of risk assessments, communication with senior management, and driving improvements in risk controls.

The position requires seven years of credit review and underwriting experience, with strong analytical and leadership abilities.

Qualifications

• Minimum of seven years of credit review, commercial lending, and commercial loan underwriting experience.
• Strong written and verbal communication skills.
• Ability to evaluate credit quality and processes independently and provide actionable recommendations.

Responsibilities

• Conduct ongoing monitoring of complex commercial loans including credit quality assessment and risk rating.
• Lead Credit Process/Target Reviews for top-tier portfolios and contribute to cross-portfolio analyses.
• Validate financial information and credit documentation for accuracy and policy compliance.
• Prepare periodic risk assessments and communicate findings to management.
• Participate in loan committee meetings and mentor junior staff.

Skills

Credit risk assessment

Commercial lending

Underwriting

Risk management

Analytical thinking

Education

Bachelor's degree in Accounting, Finance, Economics or equivalent experience

Job description

SouthState Bank, National Association is seeking a Senior Credit Risk Review Officer to lead the evaluation of credit quality and lending practices for the bank's most complex commercial portfolios. The role involves ownership of risk assessments, communication with senior management, and driving improvements in risk controls.

The position requires seven years of credit review and underwriting experience, with strong analytical and leadership abilities.