Senior Credit Risk & Portfolio Lead

Bank of America Corporation; Charlotte (NC); On-site; USD 120,000 - 150,000; Full time

Job summary

Bank of America Corporation, based in Charlotte, NC, seeks a senior risk professional to manage credit risk across global markets, focusing on underwriting, portfolio quality, and risk reporting. The role requires deep familiarity with structured lending and related products and involves collaboration with multiple business units.

The candidate should bring extensive experience in risk analytics, regulatory compliance, and leadership, with a track record of steering risk governance and

Qualifications

• 5+ years experience with Global Markets structured lending.
• Familiarity with structured products, notably ABS Finance and Mortgage Finance.
• Ability to manage significant deal volume. Basic understanding of derivatives products and associated trading documentation.
• Advanced Excel, PowerPoint, and writing skills.

Responsibilities

• Set and oversee risk parameters and guardrails for credit risk, ensuring adherence to risk appetite.
• Oversee credit approval process and portfolio performance, including underwriting and monitoring.
• Develop credit risk reporting and monitor indicators for changes in credit quality for senior management.
• Ensure policy adherence and due diligence by first-line credit officers within risk appetite.
• Monitor industry risk governance and potential operational, reputational, and market risks.
• Identify risks early and coordinate with partners to resolve portfolio issues.
• Translate plans of action for cross-audience alignment.

Skills

Credit and Risk Assessment

Critical Thinking

Risk Analytics

Risk Management

Strategic Thinking

Decision Making

Regulatory Compliance

Portfolio Analysis

Presentation Skills

Inclusive Leadership

Education

Bachelor's Degree

Job description

Bank of America Corporation, based in Charlotte, NC, seeks a senior risk professional to manage credit risk across global markets, focusing on underwriting, portfolio quality, and risk reporting. The role requires deep familiarity with structured lending and related products and involves collaboration with multiple business units.

The candidate should bring extensive experience in risk analytics, regulatory compliance, and leadership, with a track record of steering risk governance and