Senior Asset-Based Lending Credit Officer

Bank of America; Auburn Hills (MI); In loco; USD 119.000 - 200.000; Tempo pieno

Descrizione del lavoro

Bank of America is seeking a senior Asset Based Finance professional to deliver credit solutions and manage risk across a portfolio of asset-based loans. You will lead client interactions, negotiate terms, and coordinate with legal counsel and sponsors to drive funded loans.

The role requires deep experience in credit and collateral analysis, strong leadership, and the ability to manage complex relationships, including travel to meet clients and oversee groups.

Competenze

• 5+ years' experience in asset based lending, commercial banking, or private credit.
• Strong understanding of credit, transaction structuring, and collateral analysis.
• Detailed understanding of legal documentation.

Mansioni

• Manages a portfolio of asset-based structured loans in the general industries space.
• Proactively identifies credit solutions and opportunities to grow funded loans and spreads.
• Actively monitors financial and collateral trends and recommends appropriate action.
• Review requests for loan modifications.
• Analyzes financial performance, negotiates credit terms, drafts proposals, reviews and negotiates loan documents.
• Builds client relationships.
• Handles both performing credits as well as distressed/turnaround credits including restructurings.

Conoscenze

Attention to Detail

Client Management

Decision Making

Underwriting

Credit Analysis

Financial Analysis

Negotiation

Problem Solving

Written Communications

Formazione

Bachelor's or Master's degree

Formal Credit Training

Strumenti

Legal Documentation Understanding

Descrizione del lavoro

Bank of America is seeking a senior Asset Based Finance professional to deliver credit solutions and manage risk across a portfolio of asset-based loans. You will lead client interactions, negotiate terms, and coordinate with legal counsel and sponsors to drive funded loans.

The role requires deep experience in credit and collateral analysis, strong leadership, and the ability to manage complex relationships, including travel to meet clients and oversee groups.