Senior Credit Risk Officer II - Portfolio Analytics

TD Bank, N.A.; Wilmington (DE); On-site; USD 90,000 - 108,000; Full time

Job summary

TD Bank, N.A. is seeking a Risk Officer II to develop and implement credit risk standards for card portfolios and other credit activities.

In collaboration with senior management and the Credit Committee, you will monitor portfolio risk, analyze demographics and macro variables, and support risk reporting across business partners. The role may lead a small team and participate in risk committees.

You will also contribute to model development and enhancements with Risk Analytics/Modeling teams.

Qualifications

• Bachelor's degree required with 3-5 years of related experience.
• Advanced Excel and PowerPoint skills with analytical/reporting software.
• Experience with SAS Enterprise Miner, FICO Model Builder or Angoss Knowledge Seeker.

Responsibilities

• Develop and recommend credit risk standards for card portfolios and related activities.
• Monitor existing and potential credit exposure and support risk reporting to business partners.
• Lead or participate in risk committees and SME analyses on risk perspectives.

Skills

MS Excel

PowerPoint

SQL

SAS

Python

Relational Databases

ETL

Analytical tools

Education

Bachelor's degree

Tools

SQL

SAS

Relational Databases

ETL

Job description

TD Bank, N.A. is seeking a Risk Officer II to develop and implement credit risk standards for card portfolios and other credit activities.

In collaboration with senior management and the Credit Committee, you will monitor portfolio risk, analyze demographics and macro variables, and support risk reporting across business partners. The role may lead a small team and participate in risk committees.

You will also contribute to model development and enhancements with Risk Analytics/Modeling teams.