Senior Credit Risk Modeling Lead – Hybrid

Wilmington Trust; Woodbridge Township (NJ); Hybrid; USD 124,000 - 206,000; Full time

Job summary

M&T Bank is seeking a senior Treasury data and financial risk expert to lead the development and maintenance of quantitative risk models. You will mentor analysts, oversee model documentation, and engage with senior management to translate data insights into actionable strategies across credit, market and liquidity risk.

The role emphasizes strong programming skills, data storytelling, and collaboration with Model Risk Management.

Qualifications

• Bachelor’s degree and a minimum of 6 years’ proven quantitative behavioral modeling experience, or in lieu of a degree, a combined minimum of 10 years’ higher education and/or work experience, including a minimum of 6 years’ proven quantitative behavioral modeling experience
• Minimum of 6 years’ on‑the‑job experience with pertinent statistical software packages (SAS, Python, Stata, R)
• Minimum of 6 years’ on‑the‑job experience with data management environment, such as SQL Server Management Studio
• Minimum of 6 years’ on‑the‑job experience analyzing large data sets and explaining results of analysis through concise written and verbal communication as well as charts/graphs
• Credit modeling experience, including commercial credit score card development

Responsibilities

• Lead research and development for data pertinent to the Bank’s customers, portfolios and products. Interpret results, develop recommendations, and present findings to senior management.
• Support model development and implementation for behavioral models in credit risk, IRR, liquidity risk, stress testing and economic capital practices.
• Explain benefits, limitations, assumptions and requirements for proposed models, scorecards, and forecasts to internal customers.
• Collaborate with business partners to develop strategies for pricing, underwriting or funding to maximize profitability.
• Develop and maintain model documentation and performance monitoring guidelines.

Skills

Quantitative modeling

Leadership

Communication

Education

Bachelor's degree (6+ years quantitative modeling)

Master's degree in statistics/economics/finance

Tools

SAS

Python

Stata

R

SQL Server Management Studio

Job description

M&T Bank is seeking a senior Treasury data and financial risk expert to lead the development and maintenance of quantitative risk models. You will mentor analysts, oversee model documentation, and engage with senior management to translate data insights into actionable strategies across credit, market and liquidity risk.

The role emphasizes strong programming skills, data storytelling, and collaboration with Model Risk Management.