Hybrid Senior Credit Modeling & Risk Expert

Wilmington Trust; Bridgeport (CT); Hybrid; USD 124,000 - 206,000; Full time

Job summary

M&T Bank is seeking a senior Treasury developer to support data, models and forecasting for credit, interest‑rate risk, liquidity risk, and CCAR processes. You will act as a bank‑wide expert in quantitative risk, mentor analysts, and lead model development on complex projects.

You will work with executives and partners to explain model benefits, limitations, and requirements, ensuring rigorous documentation and adherence to risk standards.

Qualifications

• Bachelor’s degree and a minimum of 6 years’ proven quantitative behavioral modeling experience, or a combined minimum of 10 years’ higher education and/or work experience including 6 years’ quantitative modeling
• Minimum of 6 years’ on‑the‑job experience with pertinent statistical software packages (SAS, Python, Stata, R)
• Minimum of 6 years’ on‑the‑job experience with data management environment, such as SQL Server Management Studio
• Minimum of 6 years’ on‑the‑job experience analyzing large data sets and explaining results through concise written and verbal communication and charts/graphs
• Credit modeling experience, including commercial credit score card development

Responsibilities

• Lead research and development for origination, credit, financial, demographic, behavioral, market and economic data; interpret results and present to senior management
• Support end-to-end model development and implementation for behavioral models across risk areas; facilitate challenge process
• Explain benefits/limitations of proposed models, scorecards, and forecasts to executives
• Develop strategies with business partners to optimize pricing, underwriting or funding for profitability
• Develop and maintain model documentation and performance monitoring guidelines
• Lead financial analysis and data support across the Bank; collaborate on model risk management and validation
• Provide guidance to less experienced staff on data and modeling
• Adhere to risk/regulatory standards and escalate issues as needed
• Maintain internal controls and address audit/regulator points
• Complete other related duties as assigned

Skills

Quantitative modeling

SAS

Python

Stata

R

SQL

Data visualization

Education

Bachelor’s degree in a quantitative field

Master’s or PhD in statistics/economics/finance

Tools

SAS

Python

Stata

R

SQL Server Management Studio

Job description

M&T Bank is seeking a senior Treasury developer to support data, models and forecasting for credit, interest‑rate risk, liquidity risk, and CCAR processes. You will act as a bank‑wide expert in quantitative risk, mentor analysts, and lead model development on complex projects.

You will work with executives and partners to explain model benefits, limitations, and requirements, ensuring rigorous documentation and adherence to risk standards.