Senior Credit Model Architect & Quantitative Lead

Wilmington Trust; Wilmington (DE); Hybrid; USD 124,000 - 206,000; Full time

Job summary

M&T Bank is seeking a Senior Developer in Treasury to lead quantitative risk modeling, data analysis, and model validation across credit, interest rate risk, liquidity risk, and stress testing. The role combines analysis, narrative communication, and collaboration with multiple business units to support profitability and regulatory compliance.

The position emphasizes technical leadership, mentoring, and project management, with responsibilities spanning model development, documentation, and

Qualifications

• Bachelor’s degree and a minimum of 6 years’ proven quantitative behavioral modeling experience or equivalent
• Minimum of 6 years’ on‑the‑job experience with SAS, Python, Stata or R
• Minimum of 6 years’ on‑the‑job experience with data management environments (SQL Server, etc.)
• Experience analyzing large data sets and communicating results concisely

Responsibilities

• Lead research and development for data relevant to credit, risk, and economics; present findings to senior management.
• Support end‑to‑end model development for behavioral models in risk management and stress testing.
• Explain model benefits, limitations, and requirements to executives and partners.
• Collaborate with internal customers to optimize pricing, underwriting, or funding strategies for profitability.
• Maintain model documentation and performance monitoring guidelines.

Skills

Quantitative modeling

Leadership

Communication

Education

Bachelor’s degree

Masters/PhD preferred

Tools

SAS

Python

Stata

R

SQL

Job description

M&T Bank is seeking a Senior Developer in Treasury to lead quantitative risk modeling, data analysis, and model validation across credit, interest rate risk, liquidity risk, and stress testing. The role combines analysis, narrative communication, and collaboration with multiple business units to support profitability and regulatory compliance.

The position emphasizes technical leadership, mentoring, and project management, with responsibilities spanning model development, documentation, and