Senior Credit Risk Data Strategist

BILL; Draper (UT); On-site; USD 107,000 - 130,000; Full time

Job summary

BILL is looking for a Senior Credit Risk Data Strategist to join its rapidly growing team in Draper, UT. The role requires strong analytical skills to lead projects focused on credit risk assessment and data-driven decision-making. Candidates should possess a minimum of 5 years' experience in risk analytics and a related Bachelor’s degree. This position also offers a competitive salary and benefits package to foster a fulfilling work environment in a leading fintech company.

Benefits

100% paid employee health, dental, and vision plans

Life Insurance and Disability coverage

Flexible time off

Employee Stock Purchase Program

Employee recognition and referral programs

Qualifications

• Minimum 5 years in risk analytics or data analysis.
• Experience with large datasets.
• Ability to communicate complex results effectively.

Responsibilities

• Lead projects on credit risk assessment and data analysis.
• Develop predictive algorithms for loss mitigation.
• Refine customer management strategies.

Skills

Risk analytics

Data analysis

Data science

SQL

Python

Statistical analysis

Communication

Education

Bachelor’s degree in related field

Tools

Tableau

Excel

Job description

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Innovate with purpose

At BILL, we believe in empowering the businesses that drive our economy. By replacing outdated financial processes with innovative tools, we help businesses—from startups to established brands—make smarter decisions and gain control of their operations. And we don’t stop there: we’re creating the future of financial automation so businesses can spend more time on what matters.

Innovate with purpose

At BILL, we believe in empowering the businesses that drive our economy. By replacing outdated financial processes with innovative tools, we help businesses—from startups to established brands—make smarter decisions and gain control of their operations. And we don’t stop there: we’re creating the future of financial automation so businesses can spend more time on what matters.

Working here means you become part of a vision-driven team that’s ready to tackle challenges and build cutting-edge solutions. We value purpose, drive, and curiosity—and we thrive in a fast-paced, ever-changing environment. Whether in one of our offices in San Jose, CA, Draper, UT, or working remotely, BILLders collaborate to deliver real impact for businesses that need more time in their busy weeks.

At BILL, we listen, learn, and lead—fostering collaboration and a drive for continuous growth. We’re committed to building a diverse and inclusive workplace that values each person’s unique skills and experiences. Even if you don’t meet every requirement, we’d love to hear from you—you might be just what we’re looking for, whether in this role or another.

Let’s give businesses more time for what matters.

Make Your Impact Within a Rapidly Growing Fintech Company

We are looking for a talented, enthusiastic, and dedicated person to join BILL’s Credit Risk Strategy team. The incumbent will be responsible for leading key projects associated with credit risk assessment, data analysis, and loss mitigation at BILL. This position requires a person who has experience performing analytics, refining customer management strategies, such as line increase or decrease strategies, collection data-driven strategies, etc., and developing predictive algorithms, preferably in the credit risk domain.

We’d Love To Chat If You Have

• Minimum of 5 years of experience in risk analytics, data analysis, or data science within the FinTech or online payments industry.
• Bachelor’s degree in computer science, Engineering, Mathematics, Statistics, Data Mining or related field or equivalent practical experience.
• Experience using statistics and data science to solve complex business problems.
• Proficiency in SQL, Python, Excel including key data science libraries.
• Experience working with large datasets.
• Ability to clearly communicate complex results to technical experts, business partners, and executives including development of dashboards and visualizations, ie Tableau.
• Comfortable with ambiguity and yet able to steer analytics projects toward clear business goals, testable hypotheses, and action-oriented outcomes.
• Demonstrated analytical thinking through data-driven decisions, as well as the technical know-how, and ability to work with your team to make a big impact.
• Desirable to have experience or aptitude solving problems related to risk using data science and analytics.
• Bonus: Transaction & Customer level customer management strategies, collection strategies and knowledge of credit products - revolving credit card, merchant cash advance etc.
  
  

Visa Sponsorship: Please note that this position is not eligible for visa sponsorship. Applicants must have authorization to work in the United States without requiring visa sponsorship now or in the future.

The estimated base salary range for this role is noted below for our office location in Draper, UT. Additionally, this role is eligible to participate in BILL’s bonus and equity plan. Our ranges for each role and job level are based on a variety of factors including candidate experience, expertise, and geographic location and may vary from the amounts listed above. The role is also eligible for a competitive benefits package that includes: medical, dental, vision, life and disability insurance, 401(k) retirement plan, flexible spending & health savings account, paid holidays, paid time off, and other company benefits.

Draper UT pay range

$107,800—$129,100 USD

What’s in it for you?

Redefining how businesses automate their work is a fast-paced, exciting, and fun environment. But we also have benefits and perks to ensure the magic isn’t only experienced by our customers, but by our employees as well.

Here is a preview of some of the amazing benefits here at BILL:

• 100% paid employee health, dental, and vision plans (choose HMO, PPO, or HDHP)
• HSA & FSA accounts
• Life Insurance, Long & Short-term disability coverage
• Employee Assistance Program (EAP)
• 11+ Observed holidays and wellness days and flexible time off
• Employee Stock Purchase Program with employee discounts
• Wellness & Fitness initiatives
• Employee recognition and referral programs
• And much more
  
  

Don’t believe us? Check out our culture, benefits, and teams on our career site, LinkedIn Life, or YouTube pages.

BILL is an Equal Opportunity Employer that values diversity and inclusion. We believe our best ideas come from the unique stories, perspectives, and experiences of our team members. We welcome people of all backgrounds, abilities, and identities to bring their authentic selves and contribute to our culture.

We are committed to a transparent, inclusive hiring process that reflects our values. If you need accommodations at any stage, please contact [e-mail].

Our Applicant Privacy Notice describes how BILL treats the personal information it receives from applicants.

Seniority level

• Seniority level

  Mid-Senior level

Employment type

• Employment type

  Full-time

Job function

• Job function

  Finance and Sales

• Industries

  Software Development

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