Senior Credit Risk Analytics Leader

Wright-Patt Credit Union; Beavercreek (OH); On-site; USD 100,000 - 115,000; Full time

Job summary

Wright-Patt Credit Union in Beavercreek, OH seeks a Senior Quantitative Credit Risk Analyst to lead advanced analytics for consumer lending, underwriting strategy, and portfolio monitoring. You will partner with Credit, Finance, Operations and data teams to identify risk trends and deliver actionable recommendations that balance growth, risk, and member outcomes.

This role emphasizes autonomy, uses SQL and Python for modelling, forecasting, and reporting, and requires strong statistical skills,

Qualifications

• Bachelor’s degree in Finance, Economics, Statistics, Mathematics, Analytics, CS, Engineering, or related quantitative field.
• 7+ years of experience in credit risk analytics, portfolio risk management, underwriting analytics, or related roles in financial services.
• Advanced proficiency in SQL for complex analysis, data validation, portfolio monitoring, and dataset development.
• Strong proficiency in Python for analytics, forecasting, and automation, including development of reusable workflows.
• Strong foundation in statistical methods including regression, hypothesis testing, sensitivity analysis, forecasting, and segmentation analysis.

Responsibilities

• Credit Risk Strategy and Executive Decision Support: Deliver quantitative analysis informing underwriting strategy and portfolio management.
• Lead complex analyses tied to portfolio performance, credit strategy, and emerging risk trends.
• Translate business questions into analytical frameworks evaluating risk and impact of changes.
• Quantify risk-reward tradeoffs and segment performance drivers to support decisions.
• Portfolio Monitoring, Risk Measurement, and Governance: Define metrics, segmentation, and monitoring standards; build reporting.
• Advanced Quantitative Analysis, Forecasting, and Statistical Rigor: Apply disciplined methods to understand drivers and forecast outcomes.
• Executive Reporting and Cross-Functional Influence: Prepare concise reports and briefings for senior leadership.
• Cross-Functional Collaboration, Data Enablement, and Control Support: Improve workflows; ensure data quality and governance.

Skills

SQL

Python

Statistics

Credit risk

Portfolio monitoring

Executive reporting

Leadership

Data governance

Education

Bachelor’s degree or higher in a quantitative field

Tools

Power BI

Job description

Wright-Patt Credit Union in Beavercreek, OH seeks a Senior Quantitative Credit Risk Analyst to lead advanced analytics for consumer lending, underwriting strategy, and portfolio monitoring. You will partner with Credit, Finance, Operations and data teams to identify risk trends and deliver actionable recommendations that balance growth, risk, and member outcomes.

This role emphasizes autonomy, uses SQL and Python for modelling, forecasting, and reporting, and requires strong statistical skills,