Senior Credit Risk Analytics Lead (Non-Prime & Subprime)

B9; United States; Remote; USD 150,000 - 230,000; Full time

Benefits offered by this job

Highly competitive senior-level compensation

Medical, dental, and vision insurance

Flexible work setup

Job summary

A fast-growing U.S. fintech is seeking a Senior Risk Analytics Manager to enhance credit risk strategies in non-prime lending and subprime credit products. The role involves leading the credit risk strategy, working with underwriting and customer behavior analysis across the credit lifecycle. Candidates should have 7+ years in credit risk analytics with a solid background in non-prime products. The company offers competitive compensation, flexible work options, and the chance to influence credit strategies significantly.

Qualifications

• 7+ years of experience in U.S. credit risk analytics.
• Strong background in non-prime/subprime credit products.
• Deep understanding of credit limits, utilization, and customer behavior.

Responsibilities

• Lead credit risk strategy for non-prime loans and/or subprime credit cards.
• Analyze and optimize utilization, repayment behavior, delinquency, and losses.
• Build and refine risk models, scorecards, and decision logic.

Skills

Credit risk analytics

Non-prime/subprime credit products

Analytical skills (SQL)

Python/R knowledge

Job description

A fast-growing U.S. fintech is seeking a Senior Risk Analytics Manager to enhance credit risk strategies in non-prime lending and subprime credit products. The role involves leading the credit risk strategy, working with underwriting and customer behavior analysis across the credit lifecycle. Candidates should have 7+ years in credit risk analytics with a solid background in non-prime products. The company offers competitive compensation, flexible work options, and the chance to influence credit strategies significantly.