Senior Credit & Risk Analyst - Underwriting & Strategy

World Fuel

Miami (FL)

On-site

USD 110,000 - 140,000

Full time

14 days+

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Job summary

World Fuel is seeking a Senior Analyst, Credit & Risk to support credit underwriting, risk management, and working-capital protection across NA Land portfolios. You will evaluate creditworthiness, analyze financial risk, and drive informed commercial decisions.

Responsibilities include overseeing an outsourced credit team and aligning processes between PDI and Oracle ERP, reporting to the Director of NA Land Credit & Risk. A strong background in finance and risk is essential.

Qualifications

Bachelor’s degree in Finance, Accounting, Business Administration, or related field.
3+ years of credit, risk, or accounting experience, preferably in commodities, energy, or trading environments.

Responsibilities

Review and manage inbound credit requests via Kissflow to ensure timely decisions.
Analyze customer financial statements to set credit limits and assess default risk.
Evaluate MTM exposure and forward trading activity with customers and suppliers.
Determine appropriate credit support and security requirements to mitigate risk.
Partner with Commercial and Legal teams on credit-related matters for customers.
Support enforcement of credit policies, underwriting standards, and loss-control procedures.
Gather and analyze customer information to support credit recommendations.
Assist in standardizing credit reporting and data analysis across platforms.
Contribute to initiatives improving transparency and reducing bad-debt reserves.
Oversee daily activities of outsourced credit team for consistency and accuracy.