Senior Credit Risk Analyst – Underwriting & Exposure

Love's Travel Stops & Country Stores Inc.; Houston (TX); On-site; USD 70,000 - 100,000; Full time

Benefits offered by this job

Tuition assistance

Paid Time Off

401(k) – 100% Match up to 5%

Medical/Dental/Vision Insurance after

30 days

Career development

Job summary

Love's Travel Stops & Country Stores Inc. in Houston, TX is seeking a Sr. Credit Analyst to partner with the Musket Credit Manager, underwriting and monitoring credit, and performing analytical activities to identify risks.

The role involves drafting documents, preparing for credit reviews, and supporting cross-functional teams to optimize A/R and profitability while maintaining policy compliance.

Qualifications

• Bachelor’s degree or equivalent experience preferred.
• Experience with SAP/SRA/Bloomberg preferred.
• Experience onboarding and KYC methods for international firms.

Responsibilities

• Conducts credit reviews of prospective customers' financials, credit reports, and data to determine risk and approves terms within authorities.
• Processes credit limit increases and term change requests from internal and external sources.
• Monitors daily counterparty exposure to ensure activity aligns with policy and limits.
• Negotiates and administers credit provisions of contracts and security documents (e.g., guarantees, letters of credit).
• Collaborates with Marketing/Sales, Collections, Billing, Cash Application, Treasury, and Accounting to set up customers and resolve risk issues.

Skills

Financial risk analysis

MS Excel

MS Word

Verbal communication

Professional demeanor

Time management

Team player

Results oriented

Education

Bachelor's degree

Tools

SAP

SRA

Bloomberg

Job description

Love's Travel Stops & Country Stores Inc. in Houston, TX is seeking a Sr. Credit Analyst to partner with the Musket Credit Manager, underwriting and monitoring credit, and performing analytical activities to identify risks.

The role involves drafting documents, preparing for credit reviews, and supporting cross-functional teams to optimize A/R and profitability while maintaining policy compliance.