Senior Credit & Risk Analyst - Strategic Underwriting

Allianz Trade in North America; Baltimore (MD); On-site; USD 105,000 - 115,000; Full time

Benefits offered by this job

Competitive compensation

Annual bonus eligibility/commission

401(k) match up to 6%

Flexible work schedules

Health & wellness benefits

Paid time off

Tuition reimbursement

Family care resources

Job summary

Allianz Trade in North America seeks a Credit Analyst and sensitive Risk Manager to proactively manage a portfolio of buyers by gathering appropriate information and applying defined targets to level-risk profiles.

You will perform financial analysis, conduct buyer interviews, monitor high‑risk accounts, collaborate with Sales Agents and underwriters, and develop industry outlooks to guide risk decisions.

Qualifications

• Bachelor's degree in business administration, Economics or Finance; MBA preferred.
• 4–7 years in financial management experience in banking, credit insurance brokerage or a credit insurance environment.
• Excellent computer skills and understanding of financial software and spreadsheets.

Responsibilities

• Manage a profitable portfolio of business within set parameters and perform financial and credit analysis to determine credit ratings.
• Conduct buyer visits or interviews to obtain critical information for portfolio monitoring.
• Monitor high-risk buyers and solicit proprietary information for risk database through contact with Finance Directors and treasurers.
• Provide recommendations to management when outside authority and communicate underwriting requirements to sales agents and underwriters.
• Create industry sector outlooks using public and proprietary information to identify market trends.

Skills

Financial analysis

Credit management

Interpersonal skills

Written communication

Microsoft Word

Time management

Bilingual

Risk analysis

Buyer assessment

Stakeholder management

Education

Bachelor's degree in business administration

Bachelor's degree in Economics

Bachelor's degree in Finance

MBA preferred

Tools

Microsoft Excel

ERP systems

Job description

Allianz Trade in North America seeks a Credit Analyst and sensitive Risk Manager to proactively manage a portfolio of buyers by gathering appropriate information and applying defined targets to level-risk profiles.

You will perform financial analysis, conduct buyer interviews, monitor high‑risk accounts, collaborate with Sales Agents and underwriters, and develop industry outlooks to guide risk decisions.