Senior Credit Risk Analyst - Drive Risk & Growth

Travelers; Edison (NJ); On-site; USD 99,000 - 163,000; Full time

Benefits offered by this job

Health Insurance

Retirement benefits

Paid Time Off

Wellness Program

Volunteer Encouragement

Job summary

Travelers is seeking a Credit Analyst in New Jersey to manage credit risk exposure for loss-sensitive programs. You will produce credit reports, analyze accounts, and support retention and new business goals.

The role requires independent judgment and the ability to collaborate with brokers, clients, and internal teams. Ideal candidates have 7+ years in credit risk or financial analysis, a Master’s degree, and CFA or similar designation.

Qualifications

• 7 years of experience in credit risk management, financial analysis, and/or risk assessment.
• Master’s Degree.
• CFA or other professional designation.
• Background in financial analysis, risk assessment, and portfolio management.
• Strong analytical and quantitative skills with the ability to balance timeliness and accuracy.
• Solid knowledge of an assigned industry segment with exposure to marketing and underwriting functions.
• Demonstrated ability to communicate effectively at all levels and to work independently and as part of a team.

Responsibilities

• Serve as the primary Credit Risk Management analyst and contact for assigned industry sectors, partnering with agents, brokers, customers, and business units on credit risk exposure of accounts.
• Perform credit analysis of prospects and customers within assigned industry sectors, producing accurate, timely credit ratings with appropriate documentation, and make sound credit and collateral recommendations that support retention and new business goals.
• Collaborate with marketing and underwriting teams, including participation in client and prospect calls, in the renewal and new business process, while maintaining confidentiality of client financial information.
• Establish and maintain effective working relationships with internal and external contacts — including investment community contacts, brokers, clients, billing and collections, and management — regarding credit risk, account documentation, and collateral issues.
• Conduct target market research and gather competitive intelligence on a business group, industry, region, or account-specific basis, and communicate findings and recommendations.
• Identify process improvement opportunities and implement enhancements; support the evaluation of systems and methodologies used in the credit analysis process.
• Participate in client investor presentations and industry associations and engage in ongoing educational opportunities to expand credit and industry knowledge.
• Perform other duties as assigned.

Skills

Credit risk

Financial analysis

Risk assessment

Portfolio management

Analytical skills

Education

Master’s Degree

Bachelor’s in finance/economics

Job description

Travelers is seeking a Credit Analyst in New Jersey to manage credit risk exposure for loss-sensitive programs. You will produce credit reports, analyze accounts, and support retention and new business goals.

The role requires independent judgment and the ability to collaborate with brokers, clients, and internal teams. Ideal candidates have 7+ years in credit risk or financial analysis, a Master’s degree, and CFA or similar designation.