Senior Credit Risk Analyst – Data Insights & Fraud Prevention

American express; City of Albany (NY); Remote; USD 27,552 - 41,328; Full time

Job summary

American Express in Albany seeks a Sr. Analyst, Manager to oversee credit risk initiatives across the client lifecycle. You will help design and implement risk controls, analyze large datasets, and partner with cross-functional teams to optimize credit decisions.

The role requires a postgraduate quantitative education, strong analytical abilities, and excellent communication skills. Competitive hourly compensation and a path to advanced risk leadership are offered.

Qualifications

• Postgraduate degree in a quantitative field (e.g., econometrics, math, OR, engineering, CS) preferred.
• Credit/risk management experience is preferred.
• Experience with large datasets and programming languages.

Responsibilities

• Create and continuously improve risk policies, processes, and controls for credit risk exposure and fraud prevention.
• Lead quantitative analysis to define credit risk thresholds for individuals and organizations.
• Design client communications and update risk management processes for a positive client experience.
• Identify, assess, and integrate new data sources into governance.
• Analyze large data volumes to detect credit trends and fraud patterns.
• Collaborate with other teams to standardize policies.
• Maintain a compliant control environment and address operational issues.

Skills

Quantitative analysis

Data analysis

Communication skills

Cross-functional collaboration

Problem solving

Education

Graduate degree in quantitative field

Postgraduate degree preferred

Tools

SAS

SQL

R

Python

Job description

American Express in Albany seeks a Sr. Analyst, Manager to oversee credit risk initiatives across the client lifecycle. You will help design and implement risk controls, analyze large datasets, and partner with cross-functional teams to optimize credit decisions.

The role requires a postgraduate quantitative education, strong analytical abilities, and excellent communication skills. Competitive hourly compensation and a path to advanced risk leadership are offered.