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American Exspress

Dover (DE)

On-site

USD 27,552 - 41,328

Full time

14 days+
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Job summary

American Express in Dover seeks a Sr. Analyst, Manager to lead credit risk and fraud prevention initiatives. You will design policies, oversee data-driven risk assessments, and collaborate with cross-functional teams to defend assets and optimize customer experience.

The role emphasizes advanced analytics, governance, and scalable processes using SAS/SQL/R/Python, with a strong emphasis on cross-team partnership.

Qualifications

  • Postgraduate education in a quantitative field is preferred.
  • Experience with credit risk management and fraud controls is desirable.
  • Ability to analyze large datasets and translate insights into actions.

Responsibilities

  • Create and continuously improve processes to mitigate credit risk exposure and deter fraud.
  • Direct quantitative analysis to define limits on who can access assets and how much credit is extended.
  • Design client communications and overhaul strategies to support risk management.
  • Identify and integrate new data sources and capabilities into governance.
  • Analyze large data volumes to detect credit drift and uncover fraud patterns.
  • Collaborate with teams to standardize policies across the organization.
  • Maintain a strong control environment and address operational breakdowns with discipline.

Skills

Data analysis
Cross-functional collaboration
Communication skills

Education

MS / MBA / PhD in quantitative field

Tools

SAS
SQL
R
Python

Job description

Position Details

Sr. Analyst, Manager - Salary: $20-30/Hour - Company: American Express - Location: Dover, USA - Educational Requirements: Graduate.

Full Job Description

How we serve our clients is continually developing and is a test we readily acknowledge. Whether you're tracking down better approaches to forestall character extortion or empowering clients to begin another business, you have a stage to distinguish bits of knowledge and activities that can definitively affect our clients and our business. What's more, with amazing chances to gain from pioneers who have characterized the course of our industry, you can develop your vocation and characterize your own way. This basic group is answerable for overseeing endeavor gambles through the client lifecycle and across the entirety of our worldwide items. We foster industry-first information capacities, assemble beneficial dynamic systems, make AI fueled prescient models, and further develop client adjusting techniques. This group has conveyed industry-driving outcomes a large number of years while empowering productive development and conveying a top tier client experience. This group is organized under four center capabilities: Credit Chance System: Screen credit portfolios and streamline benefit-based risk the executives choices at all phases of the client credit lifecycle Misrepresentation Chance Technique: Foster extortion anticipation systems in the interest of our clients You will work in a profoundly unique and energizing climate and will have the chance to shape systems and strategies for American Express items and administrations. You will assume a persuasive part working intimately with associates in other Gamble Supervisory crews, Promoting, Money, Overhauling, Lawful, Consistence, Banking, and Innovation to formulate a-list systems and capacities.

Key Responsibilities
  • Create and ceaselessly improve approaches, cycles, and controls for alleviating credit risk openness and forestalling extortion.
  • Direct quantitative investigation to conclude the limits inside which buyers and organizations can get to assets (for instance: who is endorsed for a card, how much credit line do they get, and when they swipe their card, is their exchange supported?)
  • Plan client correspondence and overhauling techniques to help risk the board procedures, guaranteeing a positive encounter across each client touchpoint.
  • Distinguish, assess, and coordinate new information sources and abilities into direction.
  • Investigate huge volumes of information to distinguish arising credit drifts and reveal new extortion designs.
  • Cooperate with different groups across the organization to normalize strategies.
  • Keep a powerful control climate and answer functional breakdowns with discipline.
Qualifications
  • Postgraduate education (e.g., MS, PhD, or MBA) in a quantitative field, for example, Econometrics, Measurements, Math, Tasks Exploration, Designing, or Software engineering.
  • Postgraduate education is favored however not needed given a reasonable mix of formal instruction and work insight.
  • Credit/Extortion risk the executives experience and comprehension of credit lifecycle is liked.
  • Mix of insightful abilities, process aptitude, project the board, and relationship-building abilities.
  • Capacity to deal with enormous datasets utilizing SAS, SQL, R, Python or another comparable programming language.
  • Thought authority and arrangement situated attitude.
  • Capacity to think in an intelligent way and apply both quantitative techniques and business experiences to drive results.
  • Capacity to construct solid connections in a cross-utilitarian climate.
  • Clear, successful composed and oral relational abilities.
Compensation

Salary range: $20-30/Hour.

EEO Statement

American Express is an equivalent open door business and settles on work choices regardless of race, variety, religion, sex, sexual direction, orientation personality, public beginning, veteran status, incapacity status, age, or some other status safeguarded by regulation.

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