Senior Credit Risk Analyst - Data-Driven Lending

Lendable Ltd; United States; Hybrid; USD 80,000 - 133,000; Full time

Benefits offered by this job

Hybrid work

Health coverage

Retirement plan

Office meals

Social events

Job summary

Lendable Ltd in London is seeking an analytically-minded Senior Credit Risk Analyst to support driving meaningful change in our consumer finance products in the UK or USA markets. You will be comfortable with data, adept at coding, and eager to solve complex problems in collaboration with product, engineering, and data teams.

You will define and refine credit strategies, build and own models, and translate insights into actionable decisions that balance commercial goals with customer outcomes.

Qualifications

• Daily coding experience in Python and/or SQL.
• Proven experience in credit risk strategy, ideally within credit card lending.
• Strategic mindset translating data into actionable decisions.

Responsibilities

• Define and refine credit strategies that align with evolving portfolio goals.
• Discover insights from data using Python and SQL to address key business questions.
• Collaborate cross-functionally with product, engineering, data, and operations teams to implement and assess the success of strategies.

Skills

Python

SQL

Credit risk strategy

Data analysis

Communication

Job description

Lendable Ltd in London is seeking an analytically-minded Senior Credit Risk Analyst to support driving meaningful change in our consumer finance products in the UK or USA markets. You will be comfortable with data, adept at coding, and eager to solve complex problems in collaboration with product, engineering, and data teams.

You will define and refine credit strategies, build and own models, and translate insights into actionable decisions that balance commercial goals with customer outcomes.