Senior Credit Research Associate

Linedata; Charlotte (NC); On-site; USD 75,000 - 90,000; Full time

Benefits offered by this job

Comprehensive benefits package

Generous paid time off

Collaborative team environment

Opportunities for professional growth

Job summary

Linedata is seeking a Senior Credit Research Associate to join their Global Services team in Charlotte, NC. This role involves performing credit research and financial analysis to support global asset management firms in making investment decisions.

Ideal candidates will have over 4 years of experience in credit research, strong analytical capabilities, and excellent Excel skills. The position offers a competitive salary of $75,000–$90,000, a comprehensive benefits package, and opportunities for professional growth.

Qualifications

• 4+ years of experience in credit research.
• Exposure to US/European capital markets.
• Deep understanding of various debt documents.

Responsibilities

• Provide credit research and analytical support.
• Validate system-generated financial statements.
• Conduct detailed analysis of KPIs and capital structures.

Skills

Credit research experience

Excel modelling

Strong analytical skills

Written and verbal communication skills

Team player

Job description

Linedata is seeking a Senior Credit Research Associate to join our Global Services team, supporting the investment research and portfolio management activities of a leading global asset management organization.

In this role, you will perform credit research, financial analysis, and investment support across a diverse portfolio of debt investments. Working closely with investment professionals, you will assess credit risk, analyze financial statements, review debt documentation, and provide insights that support investment decisions.

You will leverage technology and data‑driven research tools to validate financial information, improve workflows, and deliver high‑quality analysis. This opportunity is ideal for professionals with experience in credit research, private credit, leveraged finance, fixed income, or investment analysis who enjoy solving complex financial challenges in a fast‑paced environment.

As part of Linedata's Global Services organization, you will gain exposure to global credit markets while supporting leading investment management firms and collaborating with experienced investment and research professionals.

Responsibilities

• Provide credit research and analytical support to global asset managers investing in a broad range of credit instruments
• Validate system‑generated financial statements and financial models by testing data extraction accuracy and ensuring outputs align with reporting standards, covenant requirements, and client expectations
• Review a wide range of financial documents, including but not limited to quarterly/annual reports, lender presentations, compliance certificates, agreements, prospectus, and ad‑hoc disclosures to verify data integrity, and refine extraction rules
• Collaborate with cross‑functional stakeholders to drive process improvement initiatives and ensure timely delivery of high‑quality outputs
• Conduct detailed analysis of KPIs, segment‑level performance, and capital structures to support investment decision‑making
• Effectively prioritize and manage multiple assignments while meeting demanding deadlines in a fast‑paced environment
• Ensure adherence to high quality standards and industry best practices

Skills Required

• Sound experience in credit research (4+ years)
• Exposure to US/European capital markets
• Deep understanding of various debt documents such as credit agreements and bond indentures
• Strong Excel modelling and analytical skills with attention to detail
• Ability to independently execute assignments under tight deadlines
• Excellent verbal and written communication skills
• Team player with professional demeanor

Advantageous Skills

• Prior experience in technology‑enabled research or data extraction environments
• Familiarity with basic programming concepts, systems thinking, and/or process‑oriented problem solving

Benefits

• Competitive salary of $75,000–$90,000
• Comprehensive benefits package
• Generous paid time off
• Collaborative and supportive team environment
• Opportunities for professional growth and development

Linedata is a global fintech company serving over 700 financial institutions across 50 countries. We combine technology, services, and data to help our clients transform the way they operate.

Commitment to Diversity

We recognize, celebrate, and seek to increase diversity across our organization. Diversity is an asset to organizations and linked to better performance. It is an integral part of how we do business and imperative to our success. As an international Group, we also believe that our people need to reflect our clients and local communities.

Linedata is an Equal Opportunity Employer. We are committed to complying with all federal, state, and local laws providing equal employment opportunities, and all other employment laws and regulations.

It is our intent to maintain a work environment that is free of harassment, discrimination, or retaliation based on an individual's race, color, religion, religious creed, national origin, ancestry, citizenship, physical or mental disability, medical condition, genetic information, marital status, sex, gender, age, sexual orientation, veteran and/or military status, protected medical leaves, domestic violence victim status, political affiliation, or any other status protected by federal, state, or local laws.

No agencies, please. Linedata is not accepting unsolicited resumes from search firms or recruitment agencies for this position.