Senior Credit & Portfolio Manager — Growth & Risk

American Business Bank; Irvine, Northern (CA, KY); Hybrid; USD 150,000 - 185,000; Full time

Job summary

American Business Bank in Irvine, CA seeks a senior credit and portfolio management professional to support the Orange County Regional Office. You will perform comprehensive credit analyses, manage risk in client relationships, and provide financial counsel to customers while ensuring policy adherence.

Responsibilities include underwriting support, business development, training junior staff, maintaining covenant tracking, and coordinating with relationship managers to grow commercial lending

Qualifications

• Performs comprehensive credit analysis of existing and potential clients.
• Assists in risk management across loan portfolios to protect bank health.
• Provides financial counsel to customers and ensures adherence to bank policies.

Responsibilities

• Underwrites and supports credit approvals and renewals.
• Calls on potential or existing customers to expand banking relationships.
• Trains junior credit staff and RM teams on credit practices and policy updates.
• Maintains covenant tracking and reports to managers and RMs monthly.
• Manages regional credit and depository relationships and drives business development.

Skills

Credit analysis

Risk management

Underwriting

Business development

Financial counseling

Relationship management

Job description

American Business Bank in Irvine, CA seeks a senior credit and portfolio management professional to support the Orange County Regional Office. You will perform comprehensive credit analyses, manage risk in client relationships, and provide financial counsel to customers while ensuring policy adherence.

Responsibilities include underwriting support, business development, training junior staff, maintaining covenant tracking, and coordinating with relationship managers to grow commercial lending